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How to earn Bonus Points
You will earn bonus points from your card spending. Depending on the type of card(s) you hold, a minimum spend per transaction and a multiplier will apply.
- Classic - 2X
- Platinum - 4X
- Infinite - 5X
- Prestige - 6X
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Converting Points to Cash Value
Bonus points earned from your Baiduri Credit or Debit Card spending will be automatically converted into cash value and credited to your Baiduri Instant Rewards Card on your card statement date.
10 bonus points = BND 1 -
How to Redeem
You can swipe your Baiduri Instant Rewards Card at participating establishments upon payment. You can redeem as little or as much as you like, for whatever you like.
You can also redeem your rewards with travel miles:
- Royal Skies miles, Royal Brunei Airlines – Convert BND20 worth of bonus points to redeem 1,000 Royal Skies miles.
- KrisFlyer, Singapore Airlines – Convert BND30 worth of bonus points to redeem 1,000 KrisFlyer miles.
Redemption can be done by submitting your request at any Baiduri Bank branch.
- Redeem your bonus points at participating merchants
- Best rewards in town
- Eligibility Criteria
- Fees & Charges
- Terms & Conditions
- Frequently Asked Questions
- Other Information
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Eligibility CriteriaEligibility Criteria
All Baiduri Personal Credit and Debit Cards are eligible except the following:
- Baiduri Mastercard CashCard
- Baiduri Visa Debit Card (with no points option)
- Supa Save Visa Debit Card
- Royal Brunei Visa Cards by Baiduri Bank
- BSP Mastercard Business Platinum Credit Card
- Baiduri Mastercard Business Platinum Credit Card
- Baiduri UnionPay Debit Card
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Fees & Charges
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Terms & Conditions
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Frequently Asked Questionsfrequently asked questions
How do I get a Baiduri Instant Rewards Card?
If you hold an eligible Baiduri Credit or Debit Card, visit your nearest Baiduri Bank branch and your Instant Rewards Card will be issued immediately.Are there any charges for the Instant Rewards the Card?
It is free of charge for existing Baiduri Cardholders. If you want a personalized Baiduri Instant Rewards Card, a one-time fee of BND15 will apply.
How do I know the current balance in my Baiduri Instant Rewards Card?
You will be able to see your balance in your monthly Instant Rewards statement. If you have a Baiduri b.Digital Personal account, you can view and track balances.If your Instant Rewards Card is not linked to your Baiduri b.Digital Personal account yet, you may leave a message in the “Email to Bank” tab.Do my points expire?
Your points will not expire for as long as your linked Baiduri Credit or Debit Card remains valid.Can my supplementary cardholder earn bonus points?
Yes, and the bonus points will be reflected in the primary cardholder’s Instant Rewards account.
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Other Information