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Risk Assessment
Risk Assessment
These questions will help determine your attitude towards risk and investing. Select the most appropriate answer for each question.
a)
Earning the highest possible return is first priority, even if it requires running some risk to do so.
b)
I prefer an investment strategy designed to grow steadily and avoid sharp ups and downs, even it lowers the long-term returns.
c)
Short-term losses are acceptable if I have confidence that the long-term returns will be good.
d)
Protecting the principle is a higher priority for me than making it grow.
e)
If I inherited a large sum of money, I would put it in the bank deposit account rather than invest it in stocks.
f)
For the right opportunity, I would quit my job and start my own business.
g)
I do not think that I will need to spend any of my principle before the end of my planning horizon.
h)
I have an excess of cash, TAP and other liquid reserves, compared to my investment portfolio.
i)
Apart from this investment, I expect my earnings to increase over the next five years.
j)
I have a very adequate emergency fund that would cover most emergencies.

Your Result

Your Rating

10

Your Risk Profile

Low

Risk Profile Types

0 - 29
A Conservative investor who is most concerned with keeping what they have and they really don't like risk. As a result, he/she is prepared to accept lower returns to reduce the risk of losing capital.
30 - 40
A Moderate investor is an investor who is prepared to experience short term fluctuations in performance for potentially higher returns over the long term, and seek a balanced portfolio to achieve medium to long term financial goals.
41 or more
An Aggressive investor is an investor who acknowledges that there will be short term fluctuations in performance and are comfortable to invest in high risk investments. He/she is prepared to compromise portfolio balance to pursue potential long term gains.

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