Reduced fee for ACH (Automated Clearing House) or Direct Credit for transactions processed through Baiduri b.Digital Personal or Business effective 1 January 2024.
When evaluating your financial health, determining your money personality — the way you think, feel and behave toward finances — is a great place to start. What’s your saving personality? We came up with 10! Find out which type you are with this light-hearted quiz.

It's payday! What is the first thing you spend on?
Next week is your birthday, you…
You inherited $1 million. What do you do with it?
Besides necessities like groceries, clothing and shelter, what do you spend most of your cash on?
When I want a certain item but it's not within my budget:
Do you worry about money?
You often wonder where your money has gone
When I feel sad, spending money:
Your phone is 2 years old.
Your car suddenly broke down. What is the first thing that comes to your mind?
Your saving personality is
The Semangat-At-First
Are you the kind of person who’s eager to save at first and then loses interest a few weeks later? Don’t worry, you are not alone. You just need to develop healthy and sustainable saving habits! For the Semangat-At-First Savers, to keep the momentum going, start by setting realistic saving goals and breaking the goals into smaller targets that are easier to achieve.
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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