4.2.4 No lucky draw forms are required; chances are automatically given to Eligible Cardholders.

4.2.5 Draws will be conducted electronically on the dates above or such other dates as determined by the Bank.

4.2.6 Winners will be contacted via their registered phone number(s) within two (2) weeks after each draw to attend the shopping spree.

4.2.7 If the Winners are unable to attend in person, the authorised representative must present the original duly signed authorisation letter from the Winner, a signed and dated copy of the winner’s identity card, and the authorised representative’s original identity card on the day of the shopping spree.

4.2.8 The Bank may draw reserve winners to replace disqualified or ineligible winners.

4.2.9 Winners who have been drawn in a previous draw will not be eligible for subsequent draws.

4.2.10 By participating in the Offer, customers consent to the public disclosure of their names for promotional purposes, including winner announcements, in accordance with Clause 5.4 below.

5. General

5.1 This Offer is governed by and subject to the Bank’s terms and conditions related to the products and any other documents forming the banking agreement.

5.2 The Bank may, at any time and without prior notice or liability to any party, suspend or terminate this Offer, or vary any of the Terms.

5.3 The Bank reserves the right to determine at its sole discretion all matters arising out of or in connection with this Offer. The Bank’s determination of all matters relating to this Offer shall be final and conclusive.

5.4 By participating in this Offer, customers consent to the collection, use and disclosure of their personal data by/to the organisers, promoters or conductors of this Offer and such other third parties including prize partners, service providers and vendors for the purpose of administering the Offer and prize fulfilment, including (where applicable) the public disclosure of their names on the Bank’s official social media platforms. Such use and disclosure shall be in accordance with the Group Privacy Policy. Customers confirm that they have read and agree to be bound by the terms of the Group Privacy Policy, as may be amended, supplemented and/or substituted by the Bank from time to time. A copy of the Group Privacy Policy can be found at www.baiduri.com.

5.5 In the event of any discrepancy between the Terms and any promotional materials related to this Offer, the Terms shall prevail.

5.6 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.