Discontinuation of Passbook Services
Effective 1 September 2025, passbook services will be discontinued as part of our sustainability efforts.

TechXpo 2025

Get first-hand experience on our newly upgraded AI-powered chatbot, Emmi and innovative mobile payment solution for merchants, Baiduri Tap2Pay. You can also enjoy 5% off when you pay with your Baiduri Credit or Debit Card at Fiorise and Heritage Bakwa. See you there!





  • Terms and Conditions

    Baiduri Bank Cards offer Terms and Conditions

    1. Term
    1.1 “Baiduri Bank Cards offer” (the “Offer”) is organised by Baiduri Bank Sendirian Berhad (the “Bank”) and is subject to the following terms and conditions (the “Terms”).

    1.2 By participating in this Offer, you are deemed to be bound by these Terms.

    2. Offer Period
    2.1 The Offer is valid from 14 August 2025 to 16 August 2025 (both dates inclusive) or such other date(s) as may be determined by the Bank at its absolute discretion (the “Offer Period”).

    2.2 The Offer is available exclusively at TechXpo 2025, Main Conference Hall, International Convention Centre, Berakas (the “Event Venue”) during the Offer Period.

    3. Eligibility
    3.1 The Offer is open to new and existing Bank customers who hold an Eligible Card (“Eligible Cardholders”):

    Credit Cards

    • Baiduri Visa Infinite Credit Card
    •  Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Baiduri Smart Executive Visa Platinum Credit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank

    Debit Cards

    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Smart Executive Mastercard Platinum Debit Card
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Visa Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri Supa Save Visa Debit Card

    4. Offer Mechanics
    4.1 Eligible Cardholders are entitled to a 5% discount when they spend with an Eligible Card at the following participating merchants at the Event Venue:

    • Fiorise – minimum spend of BND20 in a single receipt required.
    • Heritage Bakwa – no minimum spend required.

    4.2 The 5% discount will be applied instantly at the time of purchase when payment is made using an Eligible Card at the participating merchant’s terminal.

    4.3 The Offer is not valid with other ongoing promotions, discounts, offers, vouchers, rebates, or privileges.

    5. General
    5.1 The Offer is governed by the Bank’s standard terms and conditions governing the related products and any other documents forming the banking agreement.

    5.2 The Bank reserves the right to suspend, cancel, or amend the Offer or vary its Terms.

    5.3 The Bank reserves the right to determine at its sole discretion all matters arising out of or in connection with the Offer. The Bank’s determination of all matters relating to the Offer shall be final and binding.

    5.4 In the event of any inconsistency between the Terms and any promotional materials related to the Offer, the Terms shall prevail.

    5.5 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.


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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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