Jom cross border with your Baiduri card - Promotions

Jom cross border with your Baiduri card

Stand a chance of winning amazing holiday packages in Malaysia just by spending at least BND20 (or its equivalent in RM) in a single receipt with your Baiduri Credit or Debit Card. Promotion is valid from 7 September to 31 December 2026.

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Terms & Conditions
Jom cross border with your Baiduri card Campaign Terms and Conditions

1. Terms

1.1 The “Jom cross border with your Baiduri card Campaign” (the “Promotion”) is jointly organised by Baiduri Bank Sendirian Berhad (the “Bank”) and Straits Central Agencies (“SCA”) and is governed by these terms and conditions (the “Terms”).

1.2 Participation in this Promotion constitutes acceptance of these Terms.

2. Promotion Period

2.1 This Promotion is valid from 7 September 2026 to 31 December 2026 (both dates inclusive), or such other period as may be determined by the Bank and SCA at their discretion (the “Promotion Period”).

3. Eligibility

3.1 This Promotion applies to transactions made:
a) at SCA, Setia Kenangan 2, Kiulap; or
b) at any merchant located in Malaysia with a physical point-of-sale (“POS”) terminal,
(each a “Participating Merchant”).

3.2 This Promotion is open to customers of the Bank who hold any of the following cards (the “Eligible Cards”):

Credit Cards

Baiduri Visa Infinite Credit Card
Baiduri Visa Platinum Credit Card
Baiduri Visa Classic Credit Card
Baiduri Mastercard Platinum Credit Card
Baiduri Mastercard Standard Credit Card
Baiduri Prestige Visa Infinite Credit Card
Baiduri Smart Visa Platinum Credit Card
Royal Brunei Visa Infinite Credit Card by Baiduri Bank
Royal Brunei Visa Platinum Credit Card by Baiduri Bank

Debit Cards

Baiduri Prestige Mastercard World Debit Card
Baiduri Smart Mastercard Platinum Debit Card
Royal Brunei Visa Platinum Debit Card by Baiduri Bank
Baiduri Visa Platinum Debit Card
Baiduri Visa Classic Debit Card
Baiduri UnionPay Debit Card
Baiduri Supa Save Visa Debit Card

Customers holding any of the Eligible Cards are referred to as “Eligible Cardholders”.

3.3 To participate in the Promotion, the Eligible Card must remain valid, active and in good standing throughout the Promotion Period. Cards that are cancelled, suspended, or terminated will not be eligible.

3.4 Employees of the Bank, Baiduri Finance Berhad, Baiduri Capital Sendirian Berhad and Participating Merchants are not eligible to participate in the Promotion.

4. Promotion Mechanics

4.1 Eligible Cardholders will receive one (1) lucky draw entry for every qualifying retail purchase transaction with a minimum qualifying spend of BND20, or its equivalent in Malaysian Ringgit based on the posted transaction amount, in a single receipt, made using an Eligible Card at a Participating Merchant located in Malaysia during the Promotion Period.

4.2 Eligible Cardholders will receive three (3) lucky draw entries for each qualifying retail purchase transaction with a minimum qualifying spend of BND20 in a single receipt, made using an Eligible Card at SCA, Setia Kenangan 2, Kiulap during the Promotion Period.

4.3 No registration is required. Eligible entries will be automatically recorded when a qualifying transaction is successfully posted to the Eligible Card account.

4.4 Entries earned through transactions using a supplementary card will be credited to and accumulated under the Principal Cardholder’s account.

4.5 Transactions cannot be combined or split for the purpose of meeting the minimum qualifying spend requirement.

4.6 Transactions that are cancelled, reversed, refunded, disputed, fraudulent or otherwise determined by the Bank to be invalid shall not qualify for the Promotion. The Bank reserves the right to remove any corresponding entries.

5. Lucky Draw Prizes

5.1 Winners will be selected through a random computerised draw to receive the following prizes:

First Prize
(1 winner)
60,000 Royal Skies miles, to be allocated among up to four (4) Royal Skies members nominated by the winner
4D3N accommodation in a 2-bedroom suite at Imperial Lexis, Kuala Lumpur for four (4) persons, inclusive of breakfast and return airport transfers
Samsonite cabin luggage
Samsonite backpack
Second Prize
(1 winner)
40,000 Royal Skies miles, to be allocated among up to four (4) Royal Skies members nominated by the winner
4D3N accommodation at The Waterfront Hotel, Kuching for four (4) persons, inclusive of breakfast and return airport transfers
Samsonite backpack

Third Prize
(1 winner)
30,000 Royal Skies miles, to be allocated among up to four (4) Royal Skies members nominated by the winner
3D2N accommodation at Shangri-La Tanjung Aru Resort, Kota Kinabalu for four (4) persons, inclusive of breakfast and return airport transfers

Fourth Prize
(1 winner)
20,000 Royal Skies miles, to be allocated among up to two (2) Royal Skies members nominated by the winner
3D2N accommodation at The Pacific Sutera Hotel, Kota Kinabalu for two (2) persons, inclusive of breakfast and return airport transfers
Stanley tumbler
Amazfit watch

Fifth Prize
(1 winner)
20,000 Royal Skies miles, to be allocated among up to two (2) Royal Skies members nominated by the winner
3D2N accommodation at The Imperial Hotel, Kuching for two (2) persons, inclusive of breakfast and return airport transfers
Powerbank
Travel adaptor

Sixth Prize
(1 winner)
10,000 Royal Skies miles
3D2N accommodation at Mercure Kota Kinabalu City Centre, Kota Kinabalu for two (2) persons, inclusive of breakfast and return airport transfers

Seventh Prize
(1 winner)
10,000 Royal Skies miles
3D2N accommodation at Mercure Kota Kinabalu City Centre, Kota Kinabalu for two (2) persons, inclusive of breakfast and return airport transfers
Eighth Prize
(1 winner)
3D2N accommodation at Pullman Miri Waterfront, Miri for two (2) persons, inclusive of breakfast
Kodak Pixpro C1
Ninth Prize
(1 winner)
5,000 Royal Skies miles
RM300 shopping voucher
SCA merchandise
Tenth Prize
(1 winner)
5,000 Royal Skies miles
RM300 shopping voucher
SCA merchandise
5.2 The draw will be conducted within three (3) weeks after the end of the Promotion Period or on such other date as may be determined by the Bank and SCA.

5.3 For prizes that include Royal Skies miles (“RSM”), the winner and any nominated recipient(s) of the RSM must have an active Royal Skies membership account with Royal Brunei Airlines Sendirian Berhad (“Royal Brunei”). Where a winner or nominated recipient does not already have a Royal Skies membership account, they must register for one before the RSM can be credited.

5.4 The winner may nominate the recipient(s) of the RSM, up to the number of persons specified for the relevant prize. The winner must provide the names and valid Royal Skies membership numbers of the nominated recipient(s) in the manner and within the timeframe specified by the Bank. RSM will be credited within one (1) month after the draw date and shall be subject to the terms and conditions of the Royal Skies Programme available at www.flyRB.com.

5.5 The Bank reserves the right to select reserve winners to replace any winner who is found to be ineligible, cannot be contacted, declines the prize, or fails to comply with these Terms.

5.6 Winners will be contacted using the contact details maintained in the Bank’s records.

5.7 Prizes must be collected in person at a prize presentation ceremony or by an authorised representative who produces a signed authorisation letter and an original identification document.

5.8 If a winner is unable to attend the prize presentation ceremony and fails to make alternative arrangements with the Bank, the Bank reserves the right to forfeit the prize and award it to a reserve winner.

5.9 Specific travel arrangements, travel periods, flight schedules, accommodation details, taxes, surcharges and other inclusions or exclusions shall be determined by SCA and/or the relevant service providers. Travel prizes are subject to availability and must be utilised within the validity period communicated to the winners. Any unused portion of a travel prize shall be forfeited and will not be refunded, replaced, or exchanged.

5.10 Except as expressly provided in Clauses 5.3 and 5.4 in relation to Royal Skies miles, prizes are not transferable, refundable, replaceable or exchangeable for cash, credit or any other items.

5.11 Each Eligible Cardholder may win a maximum of one (1) prize under this Promotion.

6. General

6.1 This Promotion is governed by and subject to the Bank’s applicable product terms and conditions and any other documents forming part of the banking agreement.

6.2 By participating in this Promotion, Eligible Cardholders acknowledge that their personal data may be collected, used and disclosed by the Bank for purposes relating to the administration of the Promotion, including verification of eligibility, fulfilment of prizes and record keeping, in accordance with the Bank's Group Privacy Notice, as may be amended from time to time. A copy of the Group Privacy Notice is available at www.baiduri.com.

6.3 The Bank and SCA make no warranty or representation, whether express or implied, in relation to the quality, condition, merchantability or fitness for purpose of any gift, merchandise, reward, benefit or promotional item provided under this Promotion. Any dispute or claim relating to such gift, merchandise, reward, benefit or promotional item shall be raised directly with the relevant supplier, provider or manufacturer. Neither the Bank nor SCA shall be liable for any loss, damage, injury or claim arising from or in connection with the use, redemption or enjoyment of such gift, merchandise, reward, benefit or promotional item.

6.4 The Bank reserves the right to amend, vary, suspend, or terminate the Promotion or any of these Terms at any time for valid reasons with reasonable notice.

6.5 The Bank’s determination of all matters relating to this Promotion shall be final and conclusive.

6.6 In the event of any inconsistency between these Terms and any promotional materials relating to this Promotion, these Terms shall prevail.

6.7 These Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.

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