1. Terms

1.1. The “Baiduri Capital Raya Investment Offer” (this “Offer”) is organised by Baiduri Capital Sendirian Berhad (“Baiduri Capital”) and is subject to these terms and conditions (the “Terms”).

1.2. Participation in this Offer constitutes acceptance of these Terms.

2. Offer Period

2.1. This Offer is valid from 7 April 2026 to 30 April 2026 (both dates inclusive) or such other date(s) as may be determined by Baiduri Capital at its discretion (the “Offer Period”).

Unit Trust Sales Charge Discount

3. Eligibility

3.1. The Offer is open to both new and existing clients during the Offer Period (“Eligible Clients”, for the purposes of Clause 3 and 4 ).
 
3.2. Eligible Clients must complete a client suitability and risk profile assessment prior to investing in Unit Trusts .

3.3. Subscriptions to Unit Trusts via the Regular Savings Plan are not eligible for this Offer.

3.4. Employees of Baiduri Bank Sendirian Berhad (“Baiduri Bank”), Baiduri Finance Berhad (“Baiduri Finance”), and Baiduri Capital are not eligible for this Offer.

4. Offer Mechanics

4.1. Eligible Clients who purchase Unit Trusts during the Offer Period will enjoy a sales charge discount of 1% off the prevailing sales charge . This preferential rate applies only to new Unit Trust purchases completed within the Offer Period .

4.2. Baiduri Capital’s prevailing terms and conditions for Unit Trust purchases shall apply.

Waiver of Minimum Opening Deposit for Baiduri Invest

5. Eligibility

5.1. This Offer is open to individuals who open a new Baiduri Invest securities trading account with Baiduri Capital during the Offer Period (“Eligible Clients”, for the purposes of Clause 5 and 6 ).

5.2. Eligible Clients must complete a client suitability and risk profile assessment prior to opening a Baiduri Invest securities trading account.

5.3. As a standard precondition to opening a Baiduri Invest securities trading account, Eligible Clients must also hold an active account with Baiduri Bank or Baiduri Finance for transactional purposes.

5.4. Employees of Baiduri Bank, Baiduri Finance, and Baiduri Capital are not eligible for this Offer.

6. Offer Mechanics

6.1. Eligible Clients will enjoy a waiver of the minimum deposit requirement of BND 1,000 for the opening of a Baiduri Invest securities trading account during the Offer Period.

6.2. The statutory stamp duty of BND 2 remains payable as part of the account opening process.

6.3. Upon account opening, Eligible Clients must at all times maintain sufficient funds in their Baiduri Invest Securities Trading account to cover any applicable fees relating to their investment holdings, including charges associated with maintaining or selling such holdings .

7. General

7.1. This Offer is governed by Baiduri Capital’s prevailing terms and conditions relating to the relevant products and services.

7.2. Baiduri Capital may, at any time and without prior notice or liability to any party, suspend, withdraw, terminate, or vary this Offer or these Terms.

7.3. In the event of any inconsistency between these Terms and any Offer materials relating to this Offer, these Terms shall prevail.

7.4. Baiduri Capital reserves the right, at its discretion, to determine all matters arising out of or in connection with the Offer. All such determinations shall be final and conclusive.

7.5. By participating in this Offer, Eligible Clients consent to the collection, use and disclosure of their personal data by Baiduri Capital for purposes relating to this Offer, in accordance with the Group Privacy Notice available at www.baiduri.com.

7.6. The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.