Discontinuation of Passbook Services
Effective 1 September 2025, passbook services will be discontinued as part of our sustainability efforts.

Exclusive perks, everyday sparks

Baiduri Deals just got a glow-up! More perks, more savings and more sparks. Stand a chance of winning vouchers worth BND200 for every spend of BND50 with your Baiduri Credit or Debit Card at participating merchants. Promotion is valid from 20 October to 31 December 2025.



  • Terms & Conditions
    Exclusive perks, everyday sparks Terms and Conditions


    1. Term

    1.1 “Exclusive perks, everyday sparks” (the “Promotion”) is organised by Baiduri Bank Sendirian Berhad (the “Bank”) and is subject to the following Terms and Conditions (the “Terms”).

    1.2 Participation in this Promotion constitutes full and unconditional acceptance of these Terms.

    2. Promotion Period

    2.1 This Promotion is valid from 20 October 2025 to 31 December 2025, both dates inclusive, or such other date(s) as may be determined by the Bank at its absolute discretion (the “Promotion Period”).

    3. Eligibility

    3.1 This Promotion is open to new and existing customers of the Bank who hold an Eligible Card (as defined below) (the “Eligible Cardholders”).

    Credit Cards

    • Baiduri Visa Infinite Credit Card
    • Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Baiduri Smart Executive Visa Platinum Credit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank


    Debit Cards

    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Smart Executive Mastercard Platinum Debit Card
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Visa Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri UnionPay Debit Card
    • Baiduri Supa Save Visa Debit Card

    3.2 The card account must be in good standing, as determined by the Bank. If the card is suspended or cancelled or terminated by the Bank or the cardholder for any reason whatsoever, the cardholder will be disqualified from the Promotion (notwithstanding that other cards they hold may not have been suspended, cancelled or terminated).

    3.3 Employees of the Bank, Baiduri Finance Berhad, Baiduri Capital Sendirian Berhad, and any participating merchant in this Promotion (“Participating Merchant”) are not eligible for this Promotion.


    4. Promotion Mechanics

    4.1 Eligible Cardholders will automatically participate in the Promotion by spending with their Eligible Cards at any Participating Merchants during the Promotion Period. Every cumulative spend of BND50 earns one (1) entry into the lucky draw.

    5. Participating Merchants

    5.1 The Promotion is valid only at the following Participating Merchants, at their respective locations listed here:


    Feast

    Lifestyle

    Gear

    Pamper

    • ABC Eats
    • Anjung Saujana Restaurant
    • Batches Coffee
    • Beanery and Co
    • Botany Café
    • Café Hopping
    • Chocolate Origin
    • Coffee Industry
    • Dapur Penyet Restaurant
    • Elevate Speciality Coffee Shop
    • Firstfew Coffee
    • i-Lotus
    • Junjung Majestic Delicacies
    • Leapple Bakery
    • Lof Cakes & Bakery
    • Nasi Lemak Bamboo
    • Old 10 Road
    • Phongmun Restaurant
    • Poursha Cafe
    • Radisson Hotel
    • Ri’s Café
    • Starbucks
    • Tandoor.com
    • The Bud Bn
    • The Coffee Bean & Tea Leaf
    • The Emperor’s Court
    • The Fisherman’s Hut
    • The Kampong Kitchen
    • Twinkle Kids Café
    • Azuma Sushi
    • Sift Patisserie

    • Aria Boutique
    • AV Electronics
    • Badi’ah Hotel
    • Borneo Medical Centre, Miri
    • Brunei River Cruise
    • Euro Classic Collection
    • Fabrica
    • Fitness Zone
    • Futurestore
    • Icarus Sdn Bhd
    • Icklebooks Company
    • Intracorp
    • Kipling
    • KPJ Miri Specialist Hospital
    • Meowdays Pet Centre
    • MT Gold Jewellery
    • Netcom
    • Nimanja
    • Oleah Handcrafted
    • Pustaka Remaja
    • Reborn Lab
    • Skechers
    • Sweet Miko Enterprise
    • The Face Shop
    • The Lanes Hotel
    • Thomson Furniture
    • Yi An Photo Studio
    • 99 Mobile
    • Kedaiku
    • I’m in XX

    • Haru Detailing
    • KM Car Detailing Centre
    • Komala Ken Tyre Trading
    • S&L Trading Sdn Bhd
    • Stainbusters Auto Detailing
    • Tyretech Enterprise
    • Steamridez

    • IA Salon
    • Scalp Haircare Specialist
    • Zen Spa


    6. Lucky Draw

    6.1 A total of thirty (30) winners (“Winners”) will be selected through an electronic random draw from all qualifying entries after the Promotion Period, on a date determined by the Bank at its sole discretion.
     
    6.2 Each Winner will receive vouchers worth BND200 from Participating Merchants.
     
    6.3 No registration or entry forms are required; eligible entries are generated automatically based on transaction records.
     
    6.4 Winners will be contacted by phone using the contact number(s) registered with the Bank. Prize collection details will be provided during the call.
     
    6.5 If a Winner is unable to attend in person, an authorised representative may collect the vouchers on their behalf by presenting:

    (i) an original authorisation letter signed by the Winner;
    (ii) a copy of the Winner’s identity card, signed and dated by the Winner; and
    (iii) the representative’s original identity card.
     
    6.6 The Bank may select reserve winners to replace any Winner who is disqualified, uncontactable, or unable to claim the voucher.
     
    6.7 Vouchers are non-transferable, non-refundable, and cannot be exchanged for cash, credit or other prizes. They may be used to redeem goods or services, subject to the terms and conditions of the respective Participating Merchant.
     
    6.8 By participating in the Promotion, Eligible Cardholders consent to the public disclosure of their names for promotional purposes, including the announcement of Winners. This is in addition to the Bank’s general data processing as outlined in Clause 7.5 and the Group Privacy Policy.

    7. General

    7.1 This Promotion is governed by the Bank’s and Participating Merchant’s terms and conditions on the related products and services and any other applicable documents.

    7.2 Any dispute in relation to the Participating Merchant’s goods and services are to be directed solely to the respective Participating Merchant.

    7.3 The Bank and Participating Merchants reserve the right to amend, withdraw, or vary any of these Terms at their sole discretion without prior notice.

    7.4 The decision by the Bank on all matters arising out of or in connection with the Promotion is final and conclusive.

    7.5 By participating in the Promotion, Eligible Cardholders consent to the collection, use, and disclosure of their personal data by the Bank, its affiliates, service providers, and any third parties involved in organising or managing the Promotion, for purposes related to the Promotion, in accordance with the Bank’s Group Privacy Policy. Eligible Cardholders confirm that they have read and agreed to be bound by the Group Privacy Policy, as may be amended from time to time. A copy of the policy is available at www.baiduri.com.

    7.6 In the event of any inconsistency between the Terms and any promotional materials related to this Promotion, the Terms shall prevail.

    7.7 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.




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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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