4.3.4 Winners will be selected using an electronic random draw from the pool of eligible applicants.
4.3.5 Monthly Draw winners will be announced on the Bank’s official Instagram account (@baiduribank) within the month following each draw.
4.3.6 Monthly Draw winners may choose between a Pan Bright Travel Service voucher or an Intracorp Brunei shopping voucher, subject to availability at the time of selection. Pan Bright Travel Service vouchers can be redeemed at any Pan Bright Travel Service outlet or event, and Intracorp Brunei vouchers can be redeemed at any Intracorp Brunei outlet. All vouchers are subject to the respective merchant’s terms and conditions, in accordance with Clause 4.3.11 below.
4.3.7 The Bank will contact Grand Draw winners one (1) week before the Grand Draw prize presentation using the phone number registered with the Bank. Details of the prize presentation event will be provided during the call.
4.3.8 If the winners are unable to attend in person, the authorised representative must present the original duly signed authorisation letter from the winner, a signed and dated copy of the winner’s identity card, and the authorised representative’s original identity card at point of collection.
4.3.9 Each eligible applicant may win only once across the Monthly Draws. Winners from earlier Monthly Draws will be excluded from subsequent Monthly Draws but will remain eligible for the Grand Draw.
4.3.10 The Bank reserves the right to select reserve winners if any winner is disqualified or cannot be contacted.
4.3.11 Vouchers are non-transferable, non-refundable, and cannot be exchanged for cash, credit, or other prizes. Vouchers may be used to redeem goods or services subject to the terms and conditions of the respective merchant.
4.3.12 For prizes awarded in the form of vouches, the Bank makes no representations or warranties on the quality, merchantability, or fitness for purpose. Any disputes regarding the quality, condition, or performance of such vouchers must be resolved directly with the relevant merchant. For prizes awarded in the form of interest rebates, the Bank’s liability is limited to crediting the applicable rebate amount to the winner’s financing facility.
4.3.13 By participating in the Promotion, Eligible Applicants consent to the public disclosure of their names for promotional purposes, including winner announcements, in accordance with Clause 5.5 below.
5. General5.1 The Promotion is governed by the Bank’s standard terms and conditions governing the related products and any other documents forming part of the banking agreement.
5.2 The Bank reserves the right to suspend, cancel or amend the Promotion or any of its Terms without prior notice or liability.
5.3 The Promotion cannot be combined with other offers, privileges, or promotions, unless explicitly stated otherwise.
5.4 The Bank reserves the right to determine at its sole discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to the Promotion shall be final and conclusive.
5.5 By participating in the Promotion, Eligible Applicants consent to the collection, use and disclosure of their personal data by/to the organisers, promoters or conductors of the Promotion and such other third parties for the purpose of administering the Promotion, including (where applicable) the public disclosure of their names on the Bank’s official social media platforms. Such use and disclosure shall be in accordance with the Group Privacy Policy. Eligible Applicants confirm that they have read and agree to be bound by the terms of the Group Privacy Policy, as may be amended, supplemented and/or substituted by the Bank from time to time. A copy of the Group Privacy Policy can be found at
www.baiduri.com.
5.6 In the event of any inconsistency between these Terms and any promotional material, these Terms shall prevail.
5.7 These Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.
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