4.2 The cash rebate under Clause 4.1 is limited to the first thirty (30) Eligible Cardholders per Participating Merchant and shall be offered on a first-come, first-served basis.

4.3 Each Eligible Cardholder is entitled to a maximum of one (1) cash rebate throughout the Offer Period, regardless of the number of Eligible Cards held or used.

4.4 Eligible credit cardholders who make eligible purchases during the Offer Period may also enjoy a full processing fee waiver when converting eligible credit card purchases into a six (6)- or twelve (12)- month instalment plan under the Baiduri 0% Instalment Plan.

4.5 Conversion of credit card purchases is subject to the Baiduri 0% Instalment Plan Terms and Conditions, available at www.baiduri.com.

4.6 The processing fee waiver referred to in Clause 4.4 is available to all Eligible Cardholders and is not subject to the redemption cap set out in Clause 4.2.

4.7 The cash rebate will be credited to the Eligible Cardholder’s Eligible Card account within three (3) weeks from the transaction date.

4.8 This Offer is not valid in conjunction with any other promotion, discount, offer, voucher, rebate, privilege or campaign, unless otherwise determined by the Bank.

5. General
5.1 This Offer is subject to the Bank’s terms and conditions related to the products and any other documents forming part of the banking agreement.

5.2 The Bank reserves the right to amend, suspend, vary, or terminate this Offer and/or these Terms at its discretion, with or without prior notice.

5.3 The Bank’s determination of all matters relating to this Offer shall be final and conclusive.

5.4 By participating in this Offer, Eligible Cardholders acknowledge that their personal data may be collected, used and disclosed by the Bank for purposes relating to the administration of the Offer, including verification of eligibility, fulfilment of benefits and record keeping, in accordance with the Group Privacy Notice. A copy of the Group Privacy Notice is available at www.baiduri.com.

5.5 In the event of any inconsistency between these Terms and any advertising and promotional materials relating to the Offer, these Terms shall prevail.

5.6 These Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.