4.1.4 Eligible Applicants who are entitled to the Voucher will be notified via phone call to their registered phone number(s) on record with the Bank. Vouchers must be collected personally by the Eligible Applicant or by an authorised representative at the Retail Consumer Financing Department, Baiduri Bank Headquarters, Level 2, 1 Jalan Gadong, Bandar Seri Begawan, BA1511, with the date to be confirmed. An authorised representative must present the original duly signed authorisation letter from the Eligible Applicant and his/her original identity card during collection.
4.1.5 Vouchers can be redeemed at the Participating Merchants (“Merchant”) below:
- Hua Ho
- Supa Save
- Euro Classic
- Intracorp
- Thomson Furniture
- AV Electronics
4.1.6 Vouchers are not refundable, transferable, or exchangeable for cash, credit, or any other prize or gift in full or in part.
4.1.7 The Bank makes no representation or warranty whatsoever in respect of the vouchers, whether as to the quality, merchantability, fitness for purpose, performance, or otherwise. Any disputes in respect to the quality, condition, or performance of the vouchers are to be resolved directly with the Merchant.
4.1.8 Each Eligible Applicant will receive a 50% discount on the processing fee for their approved Personal Financing Product during the Promotion Period.
4.2 New Credit Card Sign-Up Offer4.2.1 Eligible Cardholders are entitled to the following annual fee waivers:
- 4-year annual fee waiver for Royal Brunei Visa Credit Cards by Baiduri Bank; or
- 3-year annual fee waiver for other Baiduri Bank Credit Cards listed in clause 3.2.1 above.
4.2.2 Each Eligible Cardholder will also receive a BND50 cash rebate upon card activation and cumulative spend of BND500 within sixty (60) days. The cash rebate will be credited to the Eligible Cardholder’s account within three (3) weeks after the 60-day activation period.
4.2.3 Eligible Cardholders must collect and activate their Eligible Card by 30 May 2025.
4.2.4 Eligible Cardholders who cancel their Eligible Card within six (6) months of application will not be eligible for the New Credit Card Sign-Up Offer and will be charged the annual fee.
5. General5.1 This Promotion is governed by the Bank’s standard terms and conditions on the related products and any other documents forming part of the banking agreement.
5.2 The Bank may, at any time and without prior notice or liability to any party, suspend or terminate this Promotion or vary any of the Terms of this Promotion.
5.3 This Promotion cannot be combined with other offers, privileges, or promotions, unless explicitly stated otherwise.
5.4 The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with this Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive, and no correspondence will be entertained.
5.5 By participating in this Promotion, Eligible Applicants consent to the collection, use, and disclosure of the Eligible Applicant’s personal data by/to the organisers, promoters, or conductors of this Promotion and such other third parties for the purpose of this Promotion, in accordance with the Group Privacy Policy. Eligible Applicants confirm that they have read and agree to the terms of the Group Privacy Policy, as may be amended, supplemented, and/or substituted by the Bank from time to time, a copy of which can be found on
www.baiduri.com.
5.6 In the event of any discrepancy between the Terms and any promotional materials related to this Promotion, the Terms shall prevail.
5.7 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.