Discontinuation of Passbook Services
Effective 1 September 2025, passbook services will be discontinued as part of our sustainability efforts.

Big opportunities begin with small investments

Receive up to BND5 rebate* on brokerage fees when you invest through Recurring Subscription Plan on Baiduri Invest

With Baiduri Invest’s Recurring Subscription Plan (RSP), you can invest a minimum amount regularly into selected Exchange-Traded Funds (ETFs) or individual stocks of your choice.


From now until 13 October 2026, receive up to BND5 rebate* on brokerage fees when you invest through RSP in selected securities in the Singapore or Hong Kong markets.


The following minimum subscription amount applies:

Market

Minimum subscription amount

Singapore Exchange (SGX)

SGD100

Stock Exchange of Hong Kong (SEHK)

HKD500

*Rebate is capped at a maximum of 2 successfully executed RSP transactions per customer and is limited to the first 200 customers on a first-come, first-served basis. Other Terms and Conditions apply.



What is Recurring Subscription Plan (RSP)?

RSP gives you the flexibility to choose how much and how frequently you want to invest.

It is also one of the most affordable ways to start investing, with brokerage fees of just 0.50% of the amount invested. You can start small and keep your costs low:
  • Invest SGD100, pay only SGD0.50 in brokerage fees; or
  • Invest HKD500, pay only HKD2.50 in brokerage fees


How does it work?

Step 1: Choose from a range of Exchange-Traded Funds (ETFs) on Baiduri Invest from the Singapore Exchange (SGX) or Stock Exchange of Hong Kong (SEHK).

Step 2: Set your minimum investment amount and frequency.

Step 3: Let the plan run automatically

Need extra help? Watch our Baiduri Invest tutorial videos here.


Interested to know what's your investing style?

Take our free Investment Personality Quiz to discover what kind of investor you are. 


I would like to apply for Baiduri Invest


  • Terms & Conditions
    "Big Opportunities Begin With Small Investments" Offer Terms And Conditions

    1. Terms

    1.1 The ‘Big Opportunities Begin With Small Investments’ offer (the “Offer”) is organised by Baiduri Capital Sendirian Berhad (“Baiduri Capital”) and is subject to these terms and conditions (the “Terms”).

    1.2 Participation in this Offer constitutes acceptance of these Terms.

    2. Offer Period

    2.1 This Offer is valid from 13 August 2026 to 13 October 2026, both dates inclusive, or such other date(s) as may be determined by Baiduri Capital at its discretion (the “Offer Period”).

    3. Eligibility

    3.1 This Offer is open to existing Baiduri Invest Securities Trading Account holders and new clients who open a Baiduri Invest Securities Trading Account during the Offer Period (the “Eligible Clients”). Recurring Subscription Plan arrangements established before or during the Offer Period are eligible for this Offer.

    3.2 Eligible Clients must complete a client suitability and risk profile assessment before opening a Baiduri Invest Securities Trading Account with Baiduri Capital.

    3.3 Eligible Clients must also hold an active account with Baiduri Bank Sendirian Berhad (the “Bank”) or Baiduri Finance Berhad (“Baiduri Finance”) for transactional purposes.

    3.4 Employees of the Bank, Baiduri Capital, and Baiduri Finance are eligible for this Offer.

    4. Offer Mechanics

    4.1 Eligible Clients are entitled to a brokerage fee rebate equivalent to the brokerage fee charged on eligible Recurring Subscription Plan transactions, capped at BND5 in total per Eligible Client and limited to a maximum of two (2) successfully executed Recurring Subscription Plan transactions placed during the Offer Period.

    Illustrative Examples
    For avoidance of doubt, the following scenarios show how the rebate will be applied:


    Scenario 1

    Scenario 2

    Scenario 3

    A client made their first recurring transaction of BND1,000 and earns a brokerage rebate fee of BND5 (0.5% of BND1000).

    As the maximum rebate of BND5 has been reached, no further rebate will be awarded for any subsequent recurring transactions.

    A client makes a first recurring transaction of BND500 and a second recurring transaction of BND1,000.

    The client earns a rebate of BND2.50 (0.5% of BND500) on the first transaction and a rebate of BND5 (0.5% of BND1,000) on the second transaction.

    The rebated on the second transaction will be limited to BND2.50, such that the total rebate received by the client does not exceed the maximum cap of BND5.

    A client executes three recurring transactions of BND200 each.

    The first two transactions qualify for a rebate of BND1 each (0.5% of BND200), resulting in a total rebate of BND2. The third transaction is not eligible, as rebates are limited to the first two transactions.

    The BND transaction amount shown above is for illustrative purposes only. Recurring transactions on the Singapore Stock Exchange (“SGX”) and Stock Exchange of Hong Kong (“SEHK”) must be made in the respective market currency and meet the minimum subscription amount set out in Clause 4.6.

    4.2 This Offer is only applicable to recurring investments in selected securities that are listed on SGX and SEHK.

    4.3 This Offer is limited to the first two hundred (200) Eligible Clients whose Recurring Subscription Plan transactions are successfully executed during the Offer Period, on a first-come, first-served basis, as determined by Baiduri Capital.

    4.4 The rebate will be credited to the Eligible Client’s Baiduri Invest Securities Trading Account approximately one (1) month after the date of transaction, and no later than five (5) business days thereafter.

    4.5 This Offer applies only to Recurring Subscription Plan set up at the following predefined frequencies:
    • Weekly
    • Every two (2) weeks
    • Monthly

    4.6 The minimum subscription amount applicable to the Recurring Subscription Plan is as follows:

    Market

    Minimum subscription amount

    Singapore Exchange (SGX)

    SGD100

    Stock Exchange of Hong Kong (SEHK)

    HKD500

    The minimum subscription amounts apply to each investment transaction scheduled under the Recurring Subscription Plan.

    4.7 For new clients, the statutory stamp duty of BND2 remains payable as part of the account opening process.

    4.8 Upon account opening, Eligible Clients must maintain sufficient funds in their Baiduri Invest Securities Trading Account to cover any applicable fees related to their investment holdings, including charges for maintaining or selling such holdings.

    4.9 Eligible Clients must ensure sufficient funds are maintained in their Baiduri Invest Securities Trading Account at the time scheduled investments under the Recurring Subscription Plan are due execution.

    5. General

    5.1 This Offer is governed by and subject to Baiduri Capital’s applicable product terms and conditions and any other documents forming part of the agreement.

    5.2 Baiduri Capital reserves the right to amend, vary, suspend, or terminate the Offer, or any of these Terms for valid reasons, without liability. Where reasonably practicable, notice will be given via Baiduri’s website.

    5.3 In the event of any inconsistency between these Terms and any promotional materials relating to this Offer, these Terms shall prevail.

    5.4 Baiduri Capital’s determination of all matters relating to this Offer shall be final and conclusive.

    5.5 By participating in this Offer, Eligible Clients acknowledge that their personal data may be collected, used and disclosed for purposes relating to the administration of the Offer, including eligibility verification and recordkeeping, in accordance with the Group Privacy Notice, as may be amended from time to time. A copy of the Group Privacy Notice is available at www.baiduri.com.

    5.6 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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