1. Terms

1.1 The "Baiduri Capital x Little Brothers Giveaway" (the “Giveaway”) is organised by Baiduri Capital Sendirian Berhad (the “Baiduri Capital”) in collaboration with Little Brothers (@littlebrothersbn) and is subject to these terms and conditions (“the Terms”).

1.2 Participation in the Giveaway constitutes acceptance of the Terms.

2. Eligibility
2.1 The Giveaway is open to individuals aged between 21 and 45 years old who are not existing holders of a Baiduri Capital Securities Trading Account at the time of participation.

2.2 Participants must maintain an active account with Baiduri Bank Sendirian Berhad (“Baiduri Bank”) for settlement purposes in order to receive any prize awarded under the Giveaway.

2.3 The account referred to in clause 2.2 must be valid, active and in good standing at the time the prize is credited. Winners whose account is closed, suspended, restricted or otherwise no longer in good standing, as determined by Baiduri Bank, may result in the forfeiture of any prize awarded under the Giveaway.

2.4 Employees of Baiduri Bank, Baiduri Finance Berhad and Baiduri Capital are not eligible to participate in the Giveaway.

3. Giveaway Mechanics

3.1 Eligible entries will be collected during the National Financial Literacy Day Roadshow from 2 September 2026 to 4 September 2026. Winner selection, verification, and publication of the promotional video may take place after the Roadshow.

3.2 Eligible individuals may be invited by Baiduri Capital and/or Little Brothers to participate in the Giveaway by answering designated questions on video.

3.3 Participants who correctly answer the designated questions will qualify for entry into the Giveaway.

3.4 A total of ten (10) winners will be randomly selected by Baiduri Capital from the pool of participants who have correctly answered the designated questions.

3.5 Following publication of the promotional video on Little Brothers’ and Baiduri Bank’s social media platforms, eligible individuals who submit comments on the promotional video during the promotional period specified in the relevant post may also qualify for entry into an additional draw under the Giveaway.

3.6 Three (3) winners will be randomly selected by Baiduri Capital from the pool of eligible comments received under Clause 3.5.

3.7 Each winner will receive BND100 credited to a Baiduri Capital Securities Trading Account, subject to verification of eligibility and compliance with the Terms (the “Prize”).

3.8 In order to receive the Prize, Winners selected pursuant to clauses 3.4 and 3.6 must also satisfy or comply with the following requirements: -

(i) as set out in clause 2 which is subject to the applicable Baiduri Bank’s account opening requirements;
(ii) set up a Baiduri Capital Securities Trading Account which is subject to the applicable Baiduri Capital’s account opening requirements; and
(iii) Winners must complete Baiduri Capital’s client suitability and risk profiling assessment.

3.9 Winners who fail to satisfy or comply with the requirements stipulated in clause 3.8 above will result in the automatic forfeiture of the Prize.

3.10 Eligibility to receive the Prize is subject to approval by Baiduri Capital.

3.11 For the purposes of this Giveaway, the initial BND1,000 deposit requirement for account opening of Baiduri Capital Securities Trading Account will be waived.

3.12 Upon successful verification and approval, winners will be provided with instructions for prize redemption and contacted within three (3) working days to arrange an appointment with Baiduri Capital.

3.13 The Prize is non-transferable, non-exchangeable and cannot be withdrawn as cash. The Prize may only be used for investment and trading activities through the Baiduri Capital Securities Trading Account.

4.General

4.1 This Giveaway is governed by and subject to Baiduri Capital’s applicable product terms and conditions and any other documents forming part of the agreement.

4.2 Baiduri Capital reserves the right to amend, vary, suspend or terminate the Giveaway or these Terms at any time with valid reasons, without liability. Where reasonably practicable, notice will be given via Baiduri Capital’s website.

4.3 In the event of any inconsistency between these Terms and any promotional materials relating to this Giveaway, these Terms shall prevail.

4.4 Baiduri Capital’s determination of all matters relating to this Giveaway shall be final and conclusive.

4.5 By participating in the Giveaway, participants acknowledge that their personal data may be collected, used and disclosed for purposes relating to the administration of the Giveaway, including verification of eligibility, fulfilment of prizes and record keeping, in accordance with the Group Privacy Notice, as may be amended from time to time. A copy of the Group Privacy Notice is available at www.baiduri.com.

4.6 By participating in the Giveaway, participants acknowledge that the Giveaway may be photographed, filmed and/or recorded by Baiduri Capital and/or Little Brothers. Participants consent to Baiduri Capital and Little Brothers using, reproducing, editing, publishing, distributing and communicating such photographs, videos and recordings, including the participant's name, image and likeness, on their websites, social media channels and other marketing, promotional and publicity materials without further compensation.

4.7 The Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.