4.3 Baiduri Credit Cardholders are entitled to processing fee waiver for 0% Instalment Plan conversions of 6 months or 12 months during the Promotion Period.
4.4 The 0% Instalment Plan is subject to its applicable Terms and Conditions.
4.5. By participating in this Promotion, Eligible Cardholders consent to the public disclosure of their names for promotional purposes, including winner announcements, in accordance with Clause 5.6 below.
4.6 Winners are selected at random by a computer-generated draw and will be announced on the Bank’s official Instagram account (@baiduribank) within the following month after the Promotion Period.
4.7 The Prize is not transferable, refundable, or exchangeable for cash, credit, goods and services, products or privileges in full or in part.
5. General5.1 This Promotion is not valid with other ongoing promotions, discounts, offers, vouchers, rebates or privileges.
5.2 This Promotion is governed by and subject to the Bank and the Merchant’s Terms and Conditions on the related products and any other applicable documents.
5.3 The Bank makes no warranty or representation as to the quality, merchantability, or fitness for purpose of the Merchant’s goods and services. Any disputes in relation to this Promotion are to be directed solely to the Merchant.
5.4 The Bank and the Merchant reserve the right to modify, suspend, or terminate this Promotion at any time without prior notice or liability.
5.5 All decisions made by the Bank and the Merchant in relation to this Promotion are final, conclusive, and binding. No appeals or correspondence will be entertained.
5.6 By participating in this Promotion, Eligible Cardholders consent to the collection, use and disclosure of their personal data by/to the organisers, promoters or conductors of this Promotion and such other third parties for the purpose of administering this Promotion, including (where applicable) the public disclosure of winner’s names on the Bank’s official Instagram account, in accordance with the Group Privacy Policy. Eligible Cardholders confirm that they have read and agree to be bound by the terms of the Group Privacy Policy, as may be amended, supplemented and/or substituted by the Bank from time to time, a copy of which can be found on www.baiduri.com.