Premium perks with your Baiduri Card Campaign Terms and Conditions

1. Terms

1.1 The “Premium perks with your Baiduri Card Campaign” (the “Offer”) is jointly organised by Baiduri Bank Sendirian Berhad (the “Bank”) and Singapore Airlines Limited (“SIA”) and is governed by these terms and conditions (the “Terms”).

1.2 Participation in this Offer constitutes acceptance of these Terms.

2. Offer Period

2.1 This Offer is valid from 12 September 2026 to 13 September 2026 (both dates inclusive), or such other period as may be determined by the Bank and SIA at their discretion (the “Offer Period”).

3. Eligibility

3.1 This Offer is only applicable at the SIA booth and other participating travel agents at the Sabre Brunei Travel Fair held from 12 September to 13 September 2026 at Bridex Hall 1, Jerudong, Brunei Darussalam (the “Event Venue”).

3.2 This Offer is open to customers of the Bank who hold any of the following cards (the “Eligible Cards”):

Credit Cards

• Baiduri Mastercard Platinum Credit Card
• Baiduri Mastercard Standard Credit Card

Debit Cards

• Baiduri Prestige Mastercard World Debit Card
• Baiduri Smart Mastercard Platinum Debit Card

Customers holding any of the Eligible Cards are referred to as “Eligible Cardholders”.

3.3 To qualify for this Offer, the Eligible Card must remain valid, active and in good standing throughout the Offer Period. Cards that are cancelled, suspended, or terminated will not be eligible.

3.4 Employees of the Bank, Baiduri Finance Berhad, Baiduri Capital Sendirian Berhad, and SIA are not eligible to participate in this Offer.

4. Promotion Mechanics

4.1 New-to-Card Sign Up Offer

4.1.1 Customers who successfully apply for any of the Eligible Cards during the Offer Period at the Event Venue shall be entitled to receive:

• A four (4)-year annual fee waiver; and
• An exclusive Mastercard tumbler on a first-come, first-served basis

4.2 Spend and Redeem Offer

4.2.1 Eligible Cardholders who purchase Singapore Airlines tickets at any participating travel agent located at the Event Venue shall be entitled to:

• A BND50 instant discount on the total purchase amount with a minimum spend of BND500 in a single receipt; and
• The opportunity to redeem exclusive merchandise from the Miffy x KrisShop Batik Label collaboration, while stocks last.

4.2.2 To redeem the exclusive merchandise, Eligible Cardholders must present
a valid proof of identification, their Eligible Card and the original purchase receipt for verification at SIA booth.

4.2.3 The Offers set out in Clause 4.2.1 are available to the first fifty (50) Eligible Cardholders per day only, on a first-come, first-served basis.


4.3 KrisFlyer Membership Registration Offer

4.3.1 The first fifty (50) Eligible Cardholders per day who successfully register for a new KrisFlyer membership account at the SIA booth during the Offer Period shall receive either:

• SIA merchandise; or
• exclusive merchandise from the Miffy x KrisShop Batik Label collaboration.

The reward awarded shall be determined by SIA and is subject to availability and while stocks last.

5. General

5.1 This Offer is governed by and subject to the Bank’s applicable product terms and conditions and any other documents forming part of the banking agreement.