Shop and win rewards - Promotions

Shop and win rewards

Enjoy exciting rewards when you shop at participating SKH Group outlets with your Baiduri Credit or Debit Card, including Baiduri Qpay.

From 6 March to 31 May 2026, earn one lucky draw chance for every minimum spend of BND50 in a single receipt and stand a chance to win Monthly and Grand Draw prizes.

Terms & Conditions
Shop and win rewards Terms and Conditions

1. Term

1.1 The Shop and win rewards (the “Offer”) is organised by Baiduri Bank Sendirian Berhad (the “Bank”) and is governed by these terms and conditions (the “Terms”).

1.2 Participation in this Offer constitutes full and unconditional acceptance of these Terms.

2. Offer Period

2.1 This Offer is valid from 6 March 2026 to 31 May 2026 (both dates inclusive) or such other date(s) as the Bank may determine at its discretion (the “Offer Period”).

3. Eligibility

3.1 The Offer is valid only at the following SKH Group outlets (“Participating Outlets”):
SKH Annajat
SKH Airport Mall
SKH Kiulap
SKH Manggis
SKH Promenade, Sg Hanching
SKH Sengkurong
SKH Tutong

3.2 This Offer is open to new and existing customers of the Bank who hold any of the following cards (“Eligible Cards”). Such customers are referred to as “Eligible Cardholders”.

Credit Cards

Baiduri Visa Infinite Credit Card
Baiduri Visa Platinum Credit Card
Baiduri Visa Classic Credit Card
Baiduri Mastercard Platinum Credit Card
Baiduri Mastercard Standard Credit Card
Baiduri Prestige Visa Infinite Credit Card
Baiduri Smart Visa Platinum Credit Card
Royal Brunei Visa Infinite Credit Card by Baiduri Bank
Royal Brunei Visa Platinum Credit Card by Baiduri Bank

Debit Cards

Baiduri Prestige Mastercard World Debit Card
Baiduri Smart Mastercard Platinum Debit Card
Royal Brunei Visa Platinum Debit Card by Baiduri Bank
Baiduri Visa Platinum Debit Card
Baiduri Visa Classic Debit Card
Baiduri UnionPay Debit Card
Baiduri Supa Save Visa Debit Card

3.2 To qualify, the Eligible Card must remain valid, active, and in good standing throughout the Offer Period. Cards that are cancelled, suspended or terminated during the Offer Period will not qualify.

3.3 Employees of the Bank, Baiduri Finance Berhad, Baiduri Capital Sendirian Berhad and SKH Group are not eligible to participate in the Offer.

4. Promotion Mechanics

4.1 Eligible Cardholders will receive one (1) lucky draw chance per day when they make at least one qualifying retail transaction of BND50 or more in a single receipt at Participating Outlets during the Offer Period.

4.2 Multiple receipts within the same day will still count as one (1) chance only.

Examples:
Transactions in a Day
Chances Earned
One BND50 receipt
1 chance
One BND100 receipt
1 chance
Two BND50 receipts
1 chance
Three receipts BND50 + BND80 + BND120
1 chance
BND40 receipt only
0 chance
BND40 + BND60 receipts
1 chance

4.3 Any lucky draw chance arising from the use of a supplementary card will be attributed to the principal cardholder.

5. Monthly Draws (March and April only)

5.1 Twenty (20) winners will be selected across two (2) monthly draws.

Qualifying Period
Draw Date
6 March 2026 to 31 March 2026
10 April 2026
1 April 2026 to 30 April 2026
12 May 2026

The draws will be conducted at random on the stated draw dates. The Bank may change the draw date where reasonably necessary.

5.3 Winners will receive one of the prizes allocated for that month:

6 March 2026 to 31 March 2026 Prizes (10 winners)

No.
Prizes
1
Xiaomi Pad 7
2
A bundle comprising of the following items:
Philips air fryer
Philips pressure cooker

3
A bundle comprising of the following items:
Philips air fryer
Philips pressure cooker

4
Airbot iClean OMNI X
5
Airbot iClean OMNI X
6
SKH shopping voucher worth BND200
7
SKH shopping voucher worth BND200
8
Dining voucher worth BND100
9
Dining voucher worth BND100
10
Dining voucher worth BND100

1 April 2026 to 30 April 2026 Prizes (10 winners)

No.
Prizes
1
Smart TV 55”
2
Dyson HushJet Compact Purifier

3
Dyson HushJet Compact Purifier

4
SKH shopping voucher worth BND300
5
SKH shopping voucher worth BND300
6
Viomi robot vacuum
7
Viomi robot vacuum
8
Dining voucher worth BND100
9
Dining voucher worth BND100
10
Dining voucher worth BND100

5.4 A winner of a Monthly Draw will not be eligible to win another Monthly Draw but will remain eligible for the Grand Draw.

5.5 Transactions made from 1 May 2026 to 31 May 2026 will not be eligible for the Monthly Draws but will qualify for the Grand Draw only.

6. Grand Draw
6.1 Five (5) winners will be selected from all eligible transactions during the entire Offer Period.

6.2 The draw will be conducted at random within fourteen (14) calendar days after the end of the Offer Period.

6.3 Winners will receive one of the following prizes:
Grand Draw
Prize
Grand Prize
A bundle comprising of the following items:
Linsy sofa
Linsy dining set
SKH shopping voucher worth BND1,000

Second Prize
A bundle comprising of the following items:
Philips garment steamer
Philips air purifier
Philips wet and dry vacuum
SKH shopping voucher worth BND500

Third Prize
A bundle comprising of the following items:
JBL PartyBox
SKH shopping voucher worth BND500

Fourth Prize
SKH shopping voucher worth BND500
Fifth Prize
SKH shopping voucher worth BND300

6.4 Monthly Draw Winners remain eligible for the Grand Draw.

7. Prize Presentation

7.1 Winners will be notified via their registered contact details.

7.2 A representative may collect the prize upon presentation of an authorisation letter, a signed and dated copy of the winner’s identity card, and the authorised representative’s original identity card.

7.3 The Bank may draw reserve winners to replace any winner who is disqualified, uncontactable, or unable to claim the prize.

7.4 . Prizes are not transferable or exchangeable for cash, credit, goods, services, products or privileges, in whole or in part, and are not refundable or replaceable. The vouchers may be used to redeem goods or services subject to the terms and conditions of the respective Participating Merchant.

7.7 The Bank reserves the right to substitute any prize with another prize of similar value without prior notice.

7.8 The Bank shall not be responsible for any injury, loss or damage suffered as a result of the redemption or use of any prize.

7.9 By participating in the Promotion, Eligible Cardholders consent to the publication of their names for promotional purposes, including winner announcements, in accordance with Clause 8.4 below.

8. General

8.1 This Offer is subject to the Bank’s terms and conditions related to the products and any other documents forming part of the banking agreement.

8.2 The Bank reserves the right to amend, suspend, or terminate this Offer, or vary any of these Terms, for valid reasons, at any time with reasonable notice.
8.3 The Bank’s determination of all matters relating to the Offer shall be final and conclusive.

8.4 By participating in the Offer, Eligible Cardholders consent to the collection, use and disclosure of their personal data for purposes related to the administration of the Offer, including winner selection and public announcement of winners, in accordance with the Bank’s prevailing privacy notice.Eligible Cardholders confirm that they have read and agree to be bound by the terms of the Bank’s prevailing privacy notice, as may be amended, supplemented and/or substituted by the Bank from time to time. A copy of the privacy notice is available at www.baiduri.com.

8.5 In the event of any inconsistency between these Terms and any promotional materials, these Terms shall prevail.

8.6 These Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.

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