Smart in XX - Promotions

Smart in XX

Pamper yourself to complimentary gifts and up to 10% off when you pay with your Baiduri Smart Executive Credit or Debit Card at I'M IN XX, The Mall from now until 15 September 2025.

Terms & Conditions
Smart in XX Terms and Conditions

1. Term

1.1 Smart in XX (the “Offer”) is organised by Baiduri Bank Sendirian Berhad (the “Bank”) and I’M IN XX (the “Merchant”) and is subject to the following Terms and Conditions (the “Terms").

1.2 Participation in this Offer constitutes full and unconditional acceptance of these Terms.

2. Offer Period

2.1 This Offer is valid from 29 August to 15 September 2025, both dates inclusive, or such other date(s) as may be determined by the Bank and the Merchant at their absolute discretion (the “Offer Period”).

3. Eligibility

3.1 This Offer is only applicable at I’M IN XX’s physical store, located at Unit 2.28A, Second Floor, The Mall, Gadong, Brunei Darussalam.

3.2 This Offer is applicable to the following Baiduri Smart Executive Credit and Debit Cardholders (the “Eligible Cardholders”):

Baiduri Smart Executive Visa Platinum Credit Card
Baiduri Smart Executive Mastercard Platinum Debit Card

3.3 Customers whose accounts are suspended, cancelled, or terminated for any reason during the Offer Period will be disqualified from this Offer.

3.4 Employees of the Bank, Baiduri Finance Berhad, and Baiduri Capital Sendirian Berhad are eligible to participate in this Promotion.

4. Offer

4.1 Eligible Cardholders are entitled to these offers upon purchases with Baiduri Smart Executive Credit or Debit Cards:

Spend BND150 and above

10% discount
IMINXX Goodie Bag
Exclusive Furry Bucket Bag
Spend BND99 and above

IMINXX Goodie Bag
Exclusive Furry Bucket Bag
Spend up to BND99
IMINXX Goodie Bag

4.2 Discount amounts are capped at BND20 per transaction and is applicable to the first fifty (50) Eligible Cardholders during the Offer Period.

5. General

5.1 This Offer is not valid with other ongoing discounts, promotions, offers, vouchers, packages, rebates or privileges.

5.2 This Offer is governed by and subject to the Bank and the Merchant’s Terms and Conditions on the related products and any other applicable documents.

5.3 The Bank and the Merchant reserve the right to modify, suspend, or terminate this Offer at any time without prior notice or liability.

5.4 The Bank reserves the right to determine at its sole discretion all matters arising out of or in connection with the Offer. All decisions made by the Bank and the Merchant in relation to this Offer are final, conclusive, and binding. No appeals or correspondence will be entertained.

5.5 Eligible Cardholders consent to the collection, use and disclosure of their personal data by/to the organisers, promoters or conductors of this Offer and such other third parties for the purpose of this Offer, in accordance with the Group Privacy Policy. Eligible Cardholders confirm that they have read and agree to be bound by the terms of the Group Privacy Policy, as may be amended, supplemented and/or substituted by the Bank from time to time, a copy of which can be found on www.baiduri.com.

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:

User’s full name
User’s valid Identification Card (IC) or Passport
User’s mobile number
User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

I have read and understood the notice above.

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