Discontinuation of Passbook Services
Effective 1 September 2025, passbook services will be discontinued as part of our sustainability efforts.

Spill the tea, sip the rewards

Gather your tea buddies and enjoy up to 22% rebates.

From 11 November to 15 November 2026, catch up over your favourite drinks and enjoy up to 22% rebates at participating merchants with your Baiduri Credit or Debit card.


Rebate capped at BND5 per eligible cardholder per day

Plus, earn a lucky draw entry with every qualifying spend for a chance to win a Fujifilm instax mini Evo.



Participating merchants:

Don't miss out on other Baiduri Deals offers



  • Terms & Conditions
    The ‘Spill the tea, sip the rewards’ Promotion Terms and Conditions

    1. Terms
    1.1 The ‘Spill the tea, sip the rewards’ Promotion (the “Offer”) is organised by Baiduri Bank Sendirian Berhad (the “Bank”) and is governed by these terms and conditions (the “Terms”).

    1.2 Participation in this Offer constitutes acceptance of these Terms.

    2. Offer Period
    2.1 This Offer is valid from 11 November 2026 to 15 November 2026 (both dates inclusive), or such other date(s) as may be determined by the Bank at its discretion (the “Offer Period”).

    3. Eligibility
    3.1 This Offer is only available at the outlets of Beutea, Chalux Enterprise, Chatea, De Hoja Co, Gu He Tea, Hai Tea Café, Koi The Café, Lulu Tea, Mo Tea, Ochado and Tevae.co listed below (the “Participating Merchants”):

    • Beutea (Zenvy Global), Kiulap
    • Chalux Enterprise, The Mall Gadong and Setia Point
    • Chatea, Rimba Point, Jerudong and Kiulap
    • De Hoja Co, Kiulap and Serusop
    • Gu He Tea, Kiulap
    • Hai Tea Café, Kiulap
    • Koi The Café, Amber Hills Batu Besurat
    • Lulu Tea, Batu Besurat
    • Mo Tea, Madang Cove
    • Ochado, The Mall Gadong, Batu Besurat, Kiulap and KB Sentral
    • Tevae.co, Kiulap

    3.2 The Offer is subject to the Participating Merchant’s applicable terms and conditions and prevailing business hours, as may be amended from time to time.

    3.3 This Offer is open to customers who hold any of the following cards (the “Eligible Cards”).

    Credit Cards
    • Baiduri Visa Infinite Credit Card
    • Baiduri Visa Platinum Credit Card
    • Baiduri Visa Classic Credit Card
    • Baiduri Mastercard Platinum Credit Card
    • Baiduri Mastercard Standard Credit Card
    • Baiduri Prestige Visa Infinite Credit Card
    • Baiduri Smart Visa Platinum Credit Card
    • Royal Brunei Visa Infinite Credit Card by Baiduri Bank
    • Royal Brunei Visa Platinum Credit Card by Baiduri Bank

    Debit Cards
    • Baiduri Prestige Mastercard World Debit Card
    • Baiduri Smart Mastercard Platinum Debit Card
    • Royal Brunei Visa Platinum Debit Card by Baiduri Bank
    • Baiduri Visa Platinum Debit Card
    • Baiduri Visa Classic Debit Card
    • Baiduri UnionPay Debit Card
    • Baiduri Supa Save Visa Debit Card

    Customers who hold any of the Eligible Cards are referred to as “Eligible Cardholders”.

    3.4 To remain eligible for this Offer, the Eligible Card must remain valid, active and in good standing throughout the Offer Period.

    3.5 To qualify for this Offer, the full purchase amount must be charged in a single transaction using an Eligible Card at a Participating Merchant through a Baiduri point-of-sale ("POS") terminal.

    3.6 Employees of the Bank, Baiduri Finance Berhad and Baiduri Capital Sendirian Berhad are eligible to receive rebates under this Offer but are not eligible to participate in the Lucky Draw.

    4. Offer Mechanics
    4.1 Eligible Cardholders who make a qualifying spend in a single transaction using an Eligible Card at a Participating Merchant during the Offer Period shall be eligible to receive the corresponding rebate below:

    1. 11% rebate for a minimum spend of BND11 to BND21.99 in a single transaction; or
    2. 22% rebate for a minimum spend of BND22 and above in a single transaction.

    The rebate shall be capped at BND5 per Eligible Cardholder per transaction, per day.

    4.2 The Offer is limited to one (1) rebate per Eligible Cardholder per day, regardless of the number of qualifying transactions made.

    4.3 The cash rebate will be credited to the Eligible Cardholder’s Eligible card account within four (4) weeks from the transaction date.

    4.4 This Offer may not be combined with any other promotion, discount, offer, voucher, rebate, privilege or campaign, unless otherwise determined by the Bank.

    5. Lucky Draw Mechanics
    5.1 Eligible Cardholders who make at least one (1) qualifying spend of BND11 or more in a single transaction in accordance with Clause 4.1 during the Offer Period will be entitled to one (1) Lucky Draw entry for a chance to win a Fujifilm Instax Mini Evo (“Prize”). Each Eligible Cardholder is entitled to a maximum of one (1) Lucky Draw entry. There shall be one (1) Prize and one (1) winner for the Lucky Draw.

    5.2 Any Lucky Draw entry arising from a transaction made using a supplementary card shall be attributed to the relevant principal cardholder, who shall be deemed the participant for the purposes of the Lucky Draw.

    5.3 The winner of the Prize will be contacted after the Offer Period via the mobile number registered with the Bank. If the winner cannot be contacted within fourteen (14) calendar days, the Bank reserves the right to select an alternative winner.

    5.4 The Prize must be collected within the timeframe specified by the Bank, failing which the Bank reserves the right to forfeit the Prize and select an alternative winner.

    6. General
    6.1 This Offer is governed by and subject to the Bank’s applicable product terms and conditions and any other documents forming part of the banking agreement.

    6.2 The Bank reserves the right to amend, suspend, vary, or terminate this Offer or any of these Terms at any time for valid reasons with reasonable notice.

    6.3 The Bank’s determination of all matters relating to this Offer shall be final and conclusive.

    6.4 By participating in this Offer, Eligible Cardholders acknowledge that their personal data may be collected, used and disclosed by the Bank for purposes relating to the administration of the Offer, including verification of eligibility, fulfilment of benefits and record-keeping, in accordance with the Bank’s Group Privacy Notice, as may be amended from time to time. A copy of the Group Privacy Notice is available at www.baiduri.com.

    6.5 In the event of any inconsistency between these Terms and any promotional materials relating to the Offer, these Terms shall prevail.

    6.6 These Terms shall be governed by and construed in accordance with the laws of Brunei Darussalam.
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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