Enjoy annual fee waivers on your Smart cards, plus preferential pricing on supplementary cards. Earn more rewards every time you spend.
Baiduri Smart Visa Platinum Credit Card
- Annual fee waiver
- Discounted annual fee of BND50 for one supplementary card
Baiduri Smart Mastercard Platinum Debit Card
- Annual fee waiver
Rewards Programme
- Earn up to 4× bonus points on eligible spending with Smart cards (Subject to Instant Rewards Card Terms & Conditions)
Home Ownership Loan
- 50% discount on processing fees for first-home ownership
Personal, Consolidation, Education, and Home Renovation Loans
- 50% discount on processing fees
Unit Trusts
- 0.5% discount on sales charges
Selected ESG-linked Unit Trusts
- 1% discount on sales charges
See below for Baiduri Bank’s General Tariff.
Home Loans
Preferential rates and processing fee waived
Personal Loans
Preferential rates and processing fee waived
Personal Overdraft
Preferential rates
Unit Trust investments
1% less on sales charge
Transactional services
Preferential rates for over the counter telegraphic transfers, cashier’s cheque issurance and more.
Membership fee
BND1,200 per annum
equivalent to BND100 per month
- Optional.
- Applicable for Baiduri Prestige members that do not meet the eligibility criteria at any time during the membership.
Home Loans & Personal Loans
Preferential rates and processing fee waived
Personal Overdraft
Preferential rates
Unit Trust investments
1% less on sales charge
Transactional services
Preferential rates for over the counter telegraphic transfers, cashier’s cheque issurance and more.
Membership fee
BND1,200 per annum (equivalent to BND100 per month)
- Optional.
- Applicable for Baiduri Prestige members that do not meet the eligibility criteria at any time during the membership.



