Important Notice: Revised interest rate for Baiduri Prime Saver Savings Account
With effect from 1 January 2025, the interest rate for Baiduri Prime Saver Savings Account will be revised to 1.80% p.a.
Preferential rates and fees
Find out more about your Baiduri Smart membership

Smart Cards

Enjoy annual fee waivers on your Smart cards, plus preferential pricing on supplementary cards. Earn more rewards every time you spend.


Baiduri Smart Visa Platinum Credit Card

  • Annual fee waiver
  • Discounted annual fee of BND50 for one supplementary card

Supplementary cardholders are not eligible for membership.

Baiduri Smart Mastercard Platinum Debit Card
  • Annual fee waiver

Rewards Programme
  • Earn up to 4× bonus points on eligible spending with Smart cards (Subject to Instant Rewards Card Terms & Conditions)


Consumer Financing
Benefit from discounted processing fees designed to make borrowing more affordable.

Home Ownership Loan

  • 50% discount on processing fees for first-home ownership

Personal, Consolidation, Education, and Home Renovation Loans

  • 50% discount on processing fees


Investments
Access preferential rates when you invest through Baiduri Capital.

Unit Trusts

  • 0.5% discount on sales charges

Selected ESG-linked Unit Trusts

  • 1% discount on sales charges


Minimum placement requirements apply as per Baiduri Capital’s product terms.


Eligibility criteria apply. Benefits cannot be combined with other promotions. Fees and rates are subject to change as set out in the Bank’s General Tariff. Full Terms & Conditions are available here.

See below for Baiduri Bank’s General Tariff.


Frequently Asked Questions

Consumer Financing

your wealth steward

Envision the path you want for your wealth, and we’ll help you get there. Be it your investments, savings or protection, our team of experts employ a strategic, data-driven approach to align your financial journey with your aspirations.

Home Loans

Preferential rates and processing fee waived

Personal Loans

Preferential rates and processing fee waived

Personal Overdraft

Preferential rates

Unit Trust investments

1% less on sales charge

Transactional services

Preferential rates for over the counter telegraphic transfers, cashier’s cheque issurance and more.

Membership fee

BND1,200 per annum
equivalent to BND100 per month

  • Optional.
  • Applicable for Baiduri Prestige members that do not meet the eligibility criteria at any time during the membership.

See the bank’s General Tariffs here.

Consumer Financing

Home Loans & Personal Loans

Preferential rates and processing fee waived

Personal Overdraft

Preferential rates

Unit Trust investments

1% less on sales charge

Transactional services

Preferential rates for over the counter telegraphic transfers, cashier’s cheque issurance and more.

Membership fee

BND1,200 per annum (equivalent to BND100 per month)

  • Optional.
  • Applicable for Baiduri Prestige members that do not meet the eligibility criteria at any time during the membership.

See the bank’s General Tariffs here.
Need help with Baiduri Smart?
We’re here to support you. Whether you have questions about your account, benefits, or next steps, our team is ready to help.

Choose the way that works best for you:
Baiduri Bank © 2026 All rights reserved.

Subscribe to our newsletter

* indicates required
I am interested in
You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Ooops!
Generic Popup2