Fixed Deposit

OVERVIEW

With higher returns come higher earning potential for your funds. Find out what we can offer you today.

Key Features & Benefits

Flexible

Choose from tenors of 1, 3, 6 and 12 months to suit your financial objectives.

Multiple Currency Choices

Available in Brunei Dollar (BND) and major foreign currencies including AUD, CAN, HKD, NZD, EUR and GBP.

Hassle-free

Your deposit will automatically renew upon maturity for the same tenor and prevailing interest rate, unless you instruct us otherwise.

Secure

You can opt to pledge your deposit as collateral when applying for an overdraft facility to meet any urgent need for cash.

Eligibility Criteria
Required Documents
Fees & Charges

Eligibility Criteria

Eligibility Criteria
Minimum initial deposit of BND1,000.
Required Documents
Required Documents
COMPANY ACCOUNT

All accounts must be opened at a Baiduri Bank branch in person.

1. Sole Proprietor or Partnership

Certificate of Registration – Section 16 & 17
Sole proprietor or partners’ valid identification documents as per Section 17 and the Bank’s proof of identity requirements for individuals¹
Authorised signatories’ valid identification documents (Identity card or passport)

2. Limited Companies

Mandate for Account – Limited Company
Certification of Incorporation of Private Company
Form X (if applicable)
Printed copy of Company Extract
Memorandum & Articles of Association
Return on Allotment of Shares
Valid Identification documents for all shareholders²
Board Resolution signed by all directors
All directors’ valid identification documents as per Form X and the Bank’s proof of identity requirements for individuals¹
Authorised signatories’ valid identification documents (identity card or passport)

3. Society, Club or Association

Approval letter from Registrar of Societies or an appropriate authority approving the formation
Committee Minutes of Meeting signed by the Chairperson
Chairperson and authorised signatories’ valid identification documents (identity card or passport)
Constitution of the organisation
List of current office bearers and members of the governing body or committee
¹Please see Personal Current Account for identification requirements.
²If the significant shareholder is a limited company or partnership, valid identification documents of the limited company’s shareholders (signed by shareholders and originals sighted by Bank staff) are required. A copy of the Annual Return on Allotment of Shares of the significant shareholder i.e. the limited company is also required for verification of shareholding.
Fees & Charges

Fees & Charges
view our general tariffs

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