Notice
With effect from 31 October 2023, the Business I-Banking service will be terminated and will be replaced by our new Baiduri b.Digital Business service. To help you with your transition, email us at [email protected].

KEY FEATURES & BENEFITS

1. Overdraft and Term Loan

Gain access to the funds you need to finance your business operational expenses or purchase of fixed assets using your term deposits as security

  • Quick access to funds
  • Term deposits may be in Brunei Dollar (BND) or major foreign currencies    
  • Funds can be used for multiple business purposes e.g. inventory purchase, office renovation, working capital

2. Labour Guarantee, Custom Guarantee and Performance Bond

Offer payment assurance to your suppliers with a bank guarantee issued by Baiduri Bank

  • Fast approval and issuance within 3 working days
  • Hassle-free application process
  • No processing fees¹
  • Preferential term deposit rates²

1Guarantee commission fees still apply
2Applicable for new Term Deposits with tenor of minimum 12 months, pledged as security for the guarantee
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    • Establishment must be registered / incorporated in Brunei Darussalam

    For further details or a consultation on Labour guarantee, Custom guarantee and Performance bond, please contact Trade Services at 2268357/8/9 or email us at [email protected]
  • Required Documents

    Required Documents

    1. Overdraft and Term Loan

    • Applicant`s Term Deposit details
    • Company Business Registration documents (for Sole Proprietors / Partnership / Sendirian Berhad)

    2. Labour Guarantee, Custom Guarantee and Performance Bond

    • Application form*


    *Application form can be obtained from your preferred Baiduri Bank branch
  • Fees & Charges
  • Terms & Conditions

    TERMS & CONDITIONS

    1. Overdraft and Term Loan

    • All credit facilities are subject to approval by Baiduri Bank and drawdown of approved facilities are subject to completion of securing documentation.
    • All lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank`s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.

    2. Labour Guarantee, Custom Guarantee and Performance Bond

    • Applicant must be an existing Bank customer with an operating Baiduri Bank account.


    For further details or a consultation on Labour guarantee, Custom guarantee and Performance bond, please contact Trade Services at 2268357/8/9 or email us at [email protected]

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.
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