SME Indent Financing
A variable facility to help you source out and import goods


A variable facility to finance your import purchases after securing a sales order based on Indent or Purchase Order from the Brunei Government, semi-government organisations or other companies.

  • Flexibility of a Term Loan at a fixed rate on short-term basis. Reset the interest rate every 30, 60, 90 or 120 days.
  • Monthly service interest and principal, plus interest at the end of the loan tenor or upon payment receipt.
  • Upfront collection of interest. Principal repayment to be collected upon receipt of payment or at the end of the loan tenor.
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    • Minimum of 1 year in operations 
    • Minimum annual turnover of BND100,000
    • Registered or incorporated in Brunei Darussalam
  • Required Documents

    Required Documents

    • Latest company statements for past 12 months
    • Company Business Registration Form (for Sole Proprietor/Partnership/Private Companies)
    • Business proposal
    • Supporting documents for the facility requested (e.g. purchase order and/or indent from the Brunei Government)

  • Fees & Charges
  • Terms & Conditions


    • All financing facilities are subject to approval by Baiduri Bank and draw down of approved facilities are subject to completion of securing documentation.
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
    • Baiduri Bank may, at any time and without prior notice or liability to any party, suspend or terminate or vary these terms and conditions.
    • The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the financing facility. The Bank’s determination of all matters relating to the facility shall be final and conclusive and no correspondence will be entertained.

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