SME Property Financing
Buy or refinance your business property


Secure the funds you need to purchase shop houses, property for staff quarters, warehouses and other business real estate. You can also choose to refinance your existing business properties to unlock greater savings.

  • Choice of flexible repayment period ranging from 1 to 9 years
  • Competitive interest rates

  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    • Minimum of 1 year in operations 
    • Minimum annual turnover of BND100,000
    • Registered or incorporated in Brunei Darussalam
  • Required Documents

    Required Documents

    • Original Identity Card
    • Last 12 months bank statements (for self-employed)
    • Business Registration documents (for self-employed) 
    • Copy of House Plan 
    • Copy of Title Deed

  • Fees & Charges
  • Terms & Conditions


    • Assignment of Business Income or Rental income (where applicable).
    • All Lending rates are quoted at Effective Interest Rate regardless of method of computation used.
    • Effective Interest Rate is pegged to the Bank’s Prime Lending Rate. Any change in Prime Lending Rate will result in a change in the applicable interest rate.
    • All financing facilities are subject to approval by Baiduri Bank and drawdown of approved facilities are subject to completion of securing documentations.
    • Confirmation letter from lawyer allowing drawdown of the facility must be received by the Bank.
    • Baiduri Bank may, at any time and without prior notice or liability to any party, suspend, terminate or vary these terms and conditions.
    • The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the financing facility. The Bank’s determination of all matters relating to the facility shall be final and conclusive and no correspondence will be entertained.
    • This facility does not cover financing for the purchase of an owner-occupied residential property.

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Contact our customer support team if you have any further questions. We are here to help you.

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