Card Balance Transfer

Transfer your balance for greater savings


Please be informed that there will be changes on our credit card balance transfer’s interest rate from 0% to 1% and tenure from 6 months to 12 months effective 24 January 2023.

Simplify your finances when you transfer your outstanding balance from other banks to us. You can also enjoy our preferential interest rate to help you pay down your balances faster.

Key features & Benefits

  • Interest rate of 1% for credit card balance transfers and new purchases for a period of 12 months
  • Easier to manage and keep track of your finances
  • No processing fee
  • One single repayment only
  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Other Information
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    Brunei citizens, permanent residents and expatriates

    Minimum age requirement
    Principal cardholders – 21 years and above

    Other requirement
    Credit Card issued by Banks in Brunei only

  • Required Documents

    Required Documents

    1. Personal identification

    • Copy of valid Brunei identity card or passport (for locals)
    • Copy of valid Brunei identity card, origin country ID/passport OR employment pass (for expatriates)

    2. Income / Employment documents:

    •  Letter of Confirmation issued by employer (for private sector employees only)
    • Copy of past 3 months’ account statements (if salary is credited to another bank)

    and ONE of the following:

    • Copy of latest payslip (for applicants on fixed salary) or past 12 months’ payslip (for applicants with variable income);
    • Copy of tenancy agreement with validity period of at least 1 year and past 12 months’ account statements (for applicants with rental income);
    • Copy of Baiduri Bank Deposit Certificate or original Baiduri Finance Deposit Certificate and relevant security documents (for applicants using deposit as security)
    • Copy of business registration certificate and past 12 months’ account statements (for business owners)

    3. Other documents:

    • Latest Credit Card statement or Certificate of Balance (COB)

  • Fees & Charges

    Fees & Charges

    Late charges apply if the minimum payment each month is not settled in full by the due date. Refer to our Tariff of Charges for Cards.

  • Other Information
  • Terms & Conditions
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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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