Fund Transfer - Payments & Transfers

Notice

With effect from 31 October 2023, the Business I-Banking service will be terminated and will be replaced by our new Baiduri b.Digital Business service. To help you with your transition, email us at [email protected].

LEARN MORE

OVERVIEW

Enjoy multiple benefits when you transfer funds locally and internationally. You have the options of transferring online or at any of our branches.

Key Features

Transfer to your own account or a third-party account within Baiduri.

Transfer to another local bank account*.

Transfer to an overseas bank account*.

Manage multiple fund transfers at one go.

Set up instructions for future-dated transfers.

50% off charges for outward and inward online telegraphic transfers .

Preferential foreign exchange rates.

*Charges may apply. Please refer to our general tariffs.

BENEFITS

Have the choice to manage fund transfers at any of our branches or transfer securely and conveniently online with Baiduri b.Digital Personal!

With Baiduri b.Digital Personal, you can manage your transfers with just a few taps anytime, anywhere.

Note:

Cut-off time for Fund Transfers to other local banks are as follows:

ACH type of fund transfers: 12:00pm (Monday to Friday)

RTGS type of fund transfers: 12:00pm (Monday to Friday)

Cut-off time for Overseas Telegraphic Transfers (OTT) for same-day and same-value processing are as follows:-

2:00pm (Monday to Friday)
10:30am (Saturday)

Transfers made after the cut-off time will be processed the next working day.

Note:

The cut-off time for Fund Transfers are as follows:

To another local bank

ACH transfers: 12.00pm (Monday to Friday)

RTGS transfers: 12.00pm (Monday to Friday)

To an overseas bank

12.00pm (Monday to Friday)

10.30am (Saturday)

Requests submitted after the cut-off time and on Sunday or public holidays will be processed the next working day.

Note:

Cut-off time for Fund Transfers to other local banks are as follows:

ACH type of fund transfers: 12:00pm (Monday to Friday)

RTGS type of fund transfers: 12:00pm (Monday to Friday)

Cut-off time for Overseas Telegraphic Transfers (OTT) for same-day and same-value processing are as follows:-

2:00pm (Monday to Friday)
10:30am (Saturday)

Transfers made after the cut-off time will be processed the next working day.

Note:

With effect from 3 May 2023, the following cut-off times apply:

Through b.Digital Personal and b.Digital Business

Through branch counters

Local Bank transfers
(ACH* & RTGS**)

* ACH: Automated Clearing House
** RTGS: Real Time Gross Settlement

Monday to Friday

2:00pm

Monday to Friday

12:00pm

All transactions will be valued the same day upon cut-off time.
Requests submitted after the cut-off time and on Saturdays, Sundays or public holidays will be processed the next working day.

Through b.Digital Personal and b.Digital Business

Through branch counters

Transfers to overseas banks

Monday to Friday

2:00pm

Saturday

10:30am

Monday to Friday

12:00pm

Saturday

10:30am

SGD and other foreign currency transfers less than BND10,000 will be valued on the same day. Transfers of foreign currencies more than BND10,000 will be valued within two working days, subject to beneficiary bank’s public holidays.
Requests submitted after the cut-off time, Sundays or public holidays will be processed the next working day.

Fees & Charges
Telegraphic Transfer

Fees & Charges

Fees & Charges
view our general tariffs
Telegraphic Transfer
Telegraphic Transfer
To send an overseas telegraphic transfer, you will need to provide the following details to us:

Your full name, e.g. SITI HAZIRAH AHMAD or ABC COMPANY LTD.
Beneficiary's full name, e.g. AZIM BIN ABDULLAH or XYZ PTY LTD.
Beneficiary's account number (Note: They may ask for a SWIFT code)
Full name and address of Beneficiary's bank

Please click here for details on revised Overseas Telegraphic Transfer Correspondent Charges for “OUR” tariffs only.
To receive an Overseas Inward Telegraphic Transfer, you will need to provide the following details to the Sender:

Our full address:

MAIN BRANCH
Level 1, Baiduri Bank Headquarters
1 Jalan Gadong
Bandar Seri Begawan BA 1511

Our SWIFT code: BAIDBNBB

Your account name
Your address
Your account number to be credited
Please click here for details on Intermediary Bank.

Note:
Request submitted after the cut-off time and on Saturday, Sunday and public holidays will be processed the next working day.

I am interested to find out more

ENQUIRE NOW

YOU MAY ALSO LIKE

ATM/CDM/Cheque Deposit Box

b.Digital Personal

Secure Online Payment Service

Get in touch

We are here to help you. Contact our customer support team if you have any further questions. Here are ways you can get in touch with us.

Enquire online

Call for support

Visit A Branch

Click to login to our user-friendly online banking sites.

PERSONAL

BUSINESS

Please select one of the below

Click here to login

Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:

User’s full name
User’s valid Identification Card (IC) or Passport
User’s mobile number
User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

I have read and understood the notice above.

Proceed

Important notice: We have updated the Baiduri b.Digital Personal mobile app on 21 August 2023.

If you have not logged in to your mobile app lately, you will be required to update the app when you open it.

If you have updated the app but have forgotten what your User ID is, you can retrieve it via one of the following:
• Visit Digital Hub at ground level, Baiduri Bank Headquarters
• Visit your nearest Baiduri Bank branch
• Call our 24-hour Customer Helpline at 2449666

If you have forgotten your password, you can reset it through the Baiduri b.Digital Personal web platform through the “Forgot Password” feature.

If you need further assistance, click here for a guide.

Proceed

Subscribe to our newsletter