Whether you are starting out, starting over, or simply looking for convenience, the Baiduri Visa Credit Cards are an ideal choice. You will enjoy the flexibility to make purchases, pay bills or get cash, plus earn points for purchases you make.
Get on the fast track to your dream rewards with 2X bonus points. Best of all, your points have no expiry and you can redeem instantly at over 2,000 local establishments or convert them to Royal Skies or KrisFlyer miles.
Enjoy year-round dining, lifestyle and shopping privileges at range of outlets in Brunei.
Easy Instalment Plan
Enjoy the flexibility of converting large purchases into easy instalment plan.
Eligibility Criteria
Required Documents
Fees & Charges
Other Information
Eligibility Criteria
Eligibility Criteria
Citizenship
Brunei Citizens, Permanent Residents and Expatriates.
Minimum age requirement
Principal Cardholders - 21 years and above.
Supplementary Cardholders - 18 years and above.
Minimum income requirement
Local - BND500
Expatriates – BND1,000
Required Documents
Required Documents
1. Identity document:
Copy of valid Brunei identity card or passport (for locals)
Copy of valid Brunei identity card, origin country ID/passport OR employment pass (for expatriates)
2. Income / Employment documents:
Letter of Confirmation issued by employer (for private sector employees only)
Copy of past 3 months’ account statements (if salary is credited to another bank)
and ONE of the following:
Copy of latest payslip (for applicants on fixed salary) OR past 12 months’ payslips (for applicants with variable income);
Copy of tenancy agreement with validity period of at least 1 year and past 12 months’ account statements (for applicants with rental income);
Copy of Baiduri Bank Deposit Certificate or original Baiduri Finance Deposit Certificate and relevant security documents (for applicants using deposit as security)
Copy of business registration certificate and past 12 months’ account statements (for business owners)
Fees & Charges
Fees & Charges
Annual Fee
Principal Cardholder – BND40
Supplementary Cardholder – BND20
For subsequent years, fee is automatically waived when you charge a minimum of BND4,000 to your card in a year.
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