Baiduri Mastercard Platinum Credit Card - Platinum

Notice

Reduced fee for ACH (Automated Clearing House) or Direct Credit for transactions processed through Baiduri b.Digital Personal or Business effective 1 January 2024.

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OVERVIEW

Mastercard Credit Cards deliver the financial freedom that today's diverse priorities and lifestyles require. When used the right way, they offer exceptional benefits, rewards, services and spending power that can help make financial and personal dreams come true

Key Features

Added travel security

Travel with peace of mind! Click here to view the travel insurance coverage** of up to BND500,000 and click here for the Schedule Summary.

^{**The complimentary travel insurance plan provides basic, non-transferable coverage when a ticket(s) is purchased with an eligible card.}

Endless Rewards

Get on the fast track to your dream rewards with 4X bonus points. Best of all, your points will not expire as long as your Baiduri Credit Card remains valid. You can redeem instantly at over 2,000 local establishments or convert them to Royal Skies miles or KrisFlyer miles.

Baiduri Deals

Enjoy year-round dining, lifestyle and shopping privileges at range of outlets in Brunei.

Easy Instalment Plan

Enjoy the flexibility of converting large purchases into easy instalment plan.

BENEFITS

Enjoy a selection of VIP treatment privileges from the airport to your destination, reserved for well-heeled travelers like you.

Eligibility Criteria
Required Documents
Fees & Charges
Other Information

Eligibility Criteria

Eligibility Criteria
Citizenship
Brunei citizens, permanent residents and expatriates.

Minimum age requirement
Principal cardholders - 21 years and above.

Supplementary cardholders - 18 years and above.

Minimum income requirement
Local - BND2,000
Expatriates – BND4,000

or

Fixed Deposit - BND4,000 minimum*
*Terms and conditions apply
Required Documents
Required Documents
1. Identity document:
Copy of valid Brunei identity card or passport (for locals)
Copy of valid Brunei identity card, origin country ID/passport OR employment pass (for expatriates)

2. Income / Employment documents:
Letter of Confirmation issued by employer (for private sector employees only)
Copy of past 3 months’ account statements (if salary is credited to another bank)

and ONE of the following:
Copy of latest payslip (for applicants on fixed salary) OR past 12 months’ payslips (for applicants with variable income);
Copy of tenancy agreement with validity period of at least 1 year and past 12 months’ account statements (for applicants with rental income);
Copy of Baiduri Bank Deposit Certificate or original Baiduri Finance Deposit Certificate and relevant security documents (for applicants using deposit as security)
Copy of business registration certificate and past 12 months’ account statements (for business owners)
Fees & Charges
Fees & Charges
Annual Fee

Principal Cardholder – BND280
Supplementary Cardholder – BND140

view our general tariffs
Other Information

Other Information
Credit Card Personal Application Form
Supplementary Credit Card Application Form
Credit Card Product Disclosure Factsheet
Credit Cardholder Agreement

I would like to apply

apply online

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:

User’s full name
User’s valid Identification Card (IC) or Passport
User’s mobile number
User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

I have read and understood the notice above.

Proceed

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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