Fixed Deposit

Reap the benefits of saving money and earning higher interest rates with Baiduri Finance Fixed Deposit.
Earn higher interest with excess funds that you are happy to lock in for a longer period of time.
Baiduri Finance Fixed Deposit
Interest Rate *
12 months
0.10% p.a.

*Rates mentioned above is effective as of 1 August 2021 and is subject to change.
*Terms and conditions apply

Key Features

  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Brunei citizens, permanent residents and foreigners with valid employment pass or contract
    • Minimum age of 12 years
    • Below 12 years of age with consent from parent or guardian


    • Businesses, trusts and estates registered in Brunei

  • Required Documents

    Required Documents

    • Valid Identity Card or Passport
    • For applicants below 12 years of age, Identity Card or Passport of parent or guardian and applicant’s birth certificate are required


    • For Limited Company,
      Directors’ Valid Identity Card, Certificate of Incorporation of Private Company, Form X, Memorandum & Articles of Association, Return on Allotment of Shares document, Board Resolution Authorised Signatories Mandate and Letter of Trusteeship (for trusts and estates)

    • For Sole Proprietorship or Partnership,
      Business Registration Certificate, Section 16 and 17 and Sole Proprietor’s/Partners’ Valid Identity Card
  • Fees & Charges

    Fees & Charges
    • A service charge of BND20 will be levied for early withdrawal and will result in interest profit loss. 
    • Other charges may apply subject to fees and charges as per prevailing Schedule of Tariffs. 
  • Terms & Conditions
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*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
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