From 1 April 2024, we have implemented new updates to our Privacy Policy
Earn higher interest with excess funds that you are happy to lock in for a longer period of time.
Baiduri Finance Fixed Deposit
Interest Rate *
12 months
0.10% p.a.

*Rates mentioned above is effective as of 1 August 2021 and is subject to change.
*Terms and conditions apply

Key Features

  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria

    • Brunei citizens, permanent residents and foreigners with valid employment pass or contract
    • Minimum age of 12 years
    • Below 12 years of age with consent from parent or guardian


    • Businesses, trusts and estates registered in Brunei

  • Required Documents

    Required Documents

    • Valid Identity Card or Passport
    • For applicants below 12 years of age, Identity Card or Passport of parent or guardian and applicant’s birth certificate are required


    For Limited Company

    • Certificate of Incorporation of Private Company
    • Form X/Printed Electronic Company Extract
    • Memorandum & Articles of Association
    • Return on Allotment of Shares
    • Valid Identification for all shareholders
    • Board Resolution to be signed by all directors
    • All directors’ valid identification per Form X or Company Extract and as per Banks’ “individual’s” identification requirements
    • Authorized signatory/signatories’ valid identification (identity card or passport)

    For Sole Proprietorship or Partnership

    • Certificate of Registration – Section 16 & 17/Printed Electronic Certificate of Registration and Business Name Extract
    • Sole Proprietor’s/all partners valid identification as per Section 17 or Business Name Extract and Bank’s “Individual’s” ID requirements
    • Authorized signatory/signatories’ valid identification (identity card or passport)

  • Fees & Charges

    Fees & Charges
    • A service charge of BND20 will be levied for early withdrawal and will result in interest profit loss. 
    • Other charges may apply subject to fees and charges as per prevailing Schedule of Tariffs. 
  • Terms & Conditions

    Terms & conditions
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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