Fixed Deposit - Deposits

Earn higher interest with excess funds that you are happy to lock in for a longer period of time.


Baiduri Finance Fixed Deposit	Interest Rates *
1 month	0.10% p.a.
3 months	0.10% p.a.
6 months	0.10% p.a.
12 months	0.10% p.a.

*Rates mentioned above are effective as of 1 August 2021 and are subject to change.
*Terms and conditions apply

Key Features

Flexible interest payment options

Choice of tenor: 1 month, 3 months, 6 months or 12 months

Minimum amount of BND1,000 for all other tenors

Minimum amount of BND5,000 for tenor of 1 month

Receive reminder two weeks before maturity date

Eligibility Criteria
Eligibility Criteria
INDIVIDUAL

Brunei citizens, permanent residents and foreigners with valid employment pass or contract
Minimum age of 12 years
Below 12 years of age with consent from parent or guardian

ORGANISATION

Businesses, trusts and estates registered in Brunei
Required Documents
Required Documents
INDIVIDUAL

Valid Identity Card or Passport
For applicants below 12 years of age, Identity Card or Passport of parent or guardian and applicant’s birth certificate are required

ORGANISATION

For Limited Company,
Directors’ Valid Identity Card, Certificate of Incorporation of Private Company, Form X, Memorandum & Articles of Association, Return on Allotment of Shares document, Board Resolution Authorised Signatories Mandate and Letter of Trusteeship (for trusts and estates)

For Sole Proprietorship or Partnership,
Business Registration Certificate, Section 16 and 17 and Sole Proprietor’s/Partners’ Valid Identity Card
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Fees & Charges
Fees & Charges
A service charge of BND20 will be levied for early withdrawal and will result in interest profit loss.
Other charges may apply subject to fees and charges as per prevailing Schedule of Tariffs.
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