Multi-Rate Savings Account

Grow your savings and make them work for you!
Sit back, relax and watch your savings grow. With a Multi-Rate Savings Account, it’s easy for you to regularly set aside some of your salary and earn higher returns. The greater your savings, the higher interest you can expect!

Baiduri Finance Multi-Rate Savings Account

Average Monthly Balance Interest Rates *
Interest Rates *
BND500 or less
0.15% p.a.
BND500.01 to BND1,000.00 
0.152% p.a.
BND1,000.01 to BND5,000.00 
0.153% p.a.
BND5,000.01 to BND10,000.00 
0.154% p.a.
BND10,000.01 to BND30,000.00
0.155% p.a.
BND30,000.01 to BND50,000.00
0.16% p.a.
BND50,000.01 to BND200,000.00
0.17% p.a.
*With effect from 2 November 2021 and subject to change
*Maximum deposit of BND200,000.00
*Terms and conditions apply

Key Features

Accessing your account

  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    • Brunei citizens, permanent residents and foreigners with valid employment pass or contract
    • Employees of Brunei Government, Semi-Government, Brunei Shell Petroleum, Brunei Shell Marketing, Brunei Liquefied Natural Gas, Brunei Shell Tankers and Brunei Gas Carriers
    • Assignment of salary to Baiduri Finance or Baiduri Bank
  • Required Documents

    Required Documents
    • Valid Identity Card or Passport
  • Fees & Charges

    Fees & Charges
    • A service charge of BND50 will be levied if the account is opened for less than six months

    • Your account will be classified as dormant if it has been inactive for 12 months. A monthly fee of BND10 will be levied if your account remains dormant after 12 months
    • Reactivation of Dormant Account is BND10 
    • You will receive a reminder letter and SMS two months before your account turns dormant
    • To avoid inconvenience, please make a deposit or withdrawal to prevent your account from turning dormant.

    • Other charges may apply subject to fees and charges as per prevailing Schedule of Tariffs 
  • Terms & Conditions
I am interested to find out more


Contact our customer support team if you have any further questions. We are here to help you.

Subscribe to our newsletter

* indicates required
I am interested in
Baiduri Finance © 2023 All rights reserved. 
You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Click to login to our user-friendly online banking sites.
Please select one of the below

*Note: We are currently rolling out our new online business banking service, Baiduri b.Digital Business to existing customers in phases. For users who have not yet received their new login credentials, please continue to access the Business i-Banking service for your online banking needs. For more information, please contact us at [email protected] or call 2268 637/8/9 during business hours.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.
Generic Popup