Multi-Rate Savings Account - Deposits

Sit back, relax and watch your savings grow. With a Multi-Rate Savings Account, it’s easy for you to regularly set aside some of your salary and earn higher returns. The greater your savings, the higher interest you can expect!

Baiduri Finance Multi-Rate Savings Account


Average Monthly Balance Interest Rates *	Interest Rates *
BND500 or less	0.15% p.a.
BND500.01 to BND1,000.00	0.152% p.a.
BND1,000.01 to BND5,000.00	0.153% p.a.
BND5,000.01 to BND10,000.00	0.154% p.a.
BND10,000.01 to BND30,000.00	0.155% p.a.
BND30,000.01 to BND50,000.00	0.16% p.a.
BND50,000.01 to BND200,000.00	0.17% p.a.

*With effect from 2 November 2021 and subject to change
*Maximum deposit of BND200,000.00
*Terms and conditions apply

Key Features

Minimum opening balance of BND500

Interest in calculated daily and credited into the account monthly

Accessing your account

Complimentary Visa Contactless or UnionPay Debit Card

Round-the-clock access to your account with digital banking and ATM/CDM

Eligibility Criteria
Required Documents
Fees & Charges

Eligibility Criteria
Eligibility Criteria
Brunei citizens, permanent residents and foreigners with valid employment pass or contract
Employees of Brunei Government, Semi-Government, Brunei Shell Petroleum, Brunei Shell Marketing, Brunei Liquefied Natural Gas, Brunei Shell Tankers and Brunei Gas Carriers
Assignment of salary to Baiduri Finance or Baiduri Bank
Required Documents
Required Documents
Valid Identity Card or Passport
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Fees & Charges
Fees & Charges
CLOSED ACCOUNT
A service charge of BND50 will be levied if the account is opened for less than six months

DORMANT ACCOUNT
Your account will be classified as dormant if it has been inactive for 12 months. A monthly fee of BND10 will be levied if your account remains dormant after 12 months
Reactivation of Dormant Account is BND10
You will receive a reminder letter and SMS two months before your account turns dormant
To avoid inconvenience, please make a deposit or withdrawal to prevent your account from turning dormant.

OTHER CHARGES
Other charges may apply subject to fees and charges as per prevailing Schedule of Tariffs
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