Multi-Tier Savings Account - Deposits

You can be sure that your funds are secure and earning competitive tiered interest, which grows with your balance.

Baiduri Finance Multi-Tier Savings Account


Average Monthly Balance Interest Rates *	Interest Rates *
Tier 1 BND100 or less	0.15% p.a.
Tier 2 BND100.01 to BND500	0.152% p.a.
Tier 3 BND500.01 to BND5,000	0.153% p.a.
Tier 4 BND5,000.01 to BND10,000	0.154% p.a.
Tier 5 BND10,000.01 to BND20,000	0.155% p.a.
Tier 6 BND20,000.01 to BND100,000	0.16% p.a
Tier 7 BND100,000.01 to BND250,000	0.165% p.a.
Tier 8 Above BND250,000.01	0.17% p.a.

*With effect from 2 November 2021 and subject to change.
*Terms and conditions apply

Key Features

Minimum opening balance as low as BND100

Tiered interest rates that grow with your account balance

Interest is calculated daily and credited to your account every month

Accessing your account

Complimentary Visa Contactless or UnionPay Debit Card

Round-the-clock access to your account with digital banking and ATM/CDM

Eligibility Criteria
Required Documents
Fees & Charges
Terms & Conditions

Eligibility Criteria
Eligibility Criteria
Brunei citizens, permanent residents and foreigners with valid employment pass or contract
Minimum age of 12 years
Consent from parent or guardian is required for applicants below 12 years of age
Required Documents
Required Documents
Valid Identity Card or Passport
Valid Employment Pass or Contract (for foreigner)
For application below 12 years old – Birth Certificate and Parents or Legal Guardian’s Valid Identification Card or Passport
Fees & Charges

Fees & Charges
Please click here.
Terms & Conditions

Terms & Conditions
view our Terms & Conditions

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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:

User’s full name
User’s valid Identification Card (IC) or Passport
User’s mobile number
User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

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