From 1 April 2024, we have implemented new updates to our Privacy Policy
You can be sure that your funds are secure and earning competitive tiered interest, which grows with your balance.

Baiduri Finance Multi-Tier Savings Account

Average Monthly Balance Interest Rates *
Interest Rates *
Tier 1
BND100 or less
0.15% p.a.
Tier 2
BND100.01 to BND500
0.152% p.a.
Tier 3
BND500.01 to BND5,000 
0.153% p.a.
Tier 4
BND5,000.01 to BND10,000
0.154% p.a.
Tier 5
BND10,000.01 to BND20,000
0.155% p.a.
Tier 6
BND20,000.01 to BND100,000
0.16% p.a
Tier 7
BND100,000.01 to BND250,000
0.165% p.a.
Tier 8
Above BND250,000.01
0.17% p.a.

*With effect from 2 November 2021 and subject to change.
*Terms and conditions apply

Key Features

Accessing your account

  • Eligibility Criteria
  • Required Documents
  • Fees & Charges
  • Terms & Conditions
  • Eligibility Criteria

    Eligibility Criteria
    • Brunei citizens, permanent residents and foreigners with valid employment pass or contract
    • Minimum age of 12 years
    • Consent from parent or guardian is required for applicants below 12 years of age
  • Required Documents

    Required Documents
    • Valid Identity Card or Passport
    • Valid Employment Pass or Contract (for foreigner)
    • For application below 12 years old – Birth Certificate and Parents or Legal Guardian’s Valid Identification Card or Passport
  • Fees & Charges

    Fees & Charges

    • A service charge of BND50 will be levied if the account is opened for less than six months

    • Your account will be classified as dormant if it has been inactive for 12 months. A monthly fee of BND10 will be levied if your account remains dormant after 12 months
    • Reactivation of Dormant Account is BND10
    • You will receive a reminder letter and SMS two months before your account turns dormant
    • To avoid inconvenience, please make a deposit or withdrawal to prevent your account from turning dormant
    • If average monthly balance falls below the minimum balance required - BND2 per month

    • Other charges may apply subject to fees and charges as per prevailing Schedule of Tariffs 

  • Terms & Conditions

    Terms & Conditions
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Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

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