Discontinuation of Passbook Services
Effective 1 September 2025, passbook services will be discontinued as part of our sustainability efforts.

Drive forward with confidence this festive season
From 16 February to 30 April 2026, enjoy hire purchase car financing with interest rates from 3.5% p.a.

Be among the first 100 customers with approved financing to receive a BND50 fuel voucher and stand to win lifestyle voucher bundles worth up to BND3,500.

Tier

Value

Travel

Car Detailing & Servicing

Shopping

Household & Electronics

Restaurant

First prize

BND3,500

BND2,000

BND300

BND700

BND300

BND200

Second prize

BND2,500

BND1,300

BND300

BND600

BND200

BND100

Third prize

BND1,500

BND800

BND300

BND300

Not applicable

BND100


BDCB/FIN/01/26/046


  • Terms & Conditions
    “Drive forward with confidence this festive season” Promotion Terms and Conditions

    1. Term

    1.1. This “Drive forward with confidence this festive season" Promotion (the “Promotion”) is organized by Baiduri Finance Berhad (“Baiduri Finance”) and is subject to the following terms and conditions (“Terms and Conditions”).
     
    1.2. Participation in the Promotion constitutes acceptance of these Terms and Conditions.

    2. Promotion Period

    The Promotion is valid from 16 February 2026 to 30 April 2026 (both dates inclusive), or such other dates as may be determined by Baiduri Finance (the “Promotion Period”).

    3. Eligibility

    3.1. This Promotion is open to new and existing customers of Baiduri Finance who apply for and obtain approval and disbursement of the following during the Promotion Period (the “Eligible Customers”):

    • New Car Hire Purchase Financing
    • Used Car Hire Purchase Financing

    3.2 All applications are subject to Baiduri Finance’s standard credit assessment, documentation, eligibility requirements, verification, and approval. Approval remains at Baiduri Finance’s sole discretion.

    3.3 Customers whose applications are cancelled, withdrawn, not approved, or not disbursed within the Promotion Period shall not be eligible to participate in the Promotion and/or receive any voucher, lucky draw entry, or benefit under the Promotion.

    3.4 Employees of Baiduri Bank Sendirian Berhad, Baiduri Finance, and Baiduri Capital Sendirian Berhad are not eligible to participate in the Promotion.

    4. Promotion Mechanics

    4.1 New Car Hire Purchase Financing

    Eligible Customers who apply for and obtain approval and disbursement of New Car Hire Purchase Financing during the Promotion Period will be entitled to:

    • a promotional financing rate from 3.5% p.a., subject to customer profile, financing tenure, and Baiduri Finance’s approval;
    • one (1) automatic entry into the lucky draw; and
    • a BND50 voucher, limited to the first one hundred (100) customers, on a first-come, first-served basis.

    4.2 Used Car Hire Purchase Financing

    Eligible Customers who apply for and obtain approval and disbursement of Used Car Hire Purchase Financing during the Promotion Period will be entitled to:

    • a promotional financing rate from 4% p.a., subject to customer profile, financing tenure, and Baiduri Finance’s approval;
    • one (1) automatic entry into the lucky draw; and
    • a BND50 voucher, limited to the first fifty (50) customers, on a first-come, first-served basis.

    4.3 Promotional Financing Rate

    4.3.1 Promotional financing rates apply as published during the Promotion Period and may vary by customer segment.

    4.3.2 All approved financing facilities are subject to Baiduri Finance’s standard credit assessment and are governed by Baiduri Finance’s standard Hire Purchase Agreement and applicable terms and conditions.

    4.4 Lucky Draw

    4.4.1 Eligible Customers will automatically receive one (1) lucky draw entry upon approval and disbursement of their financing during the Promotion Period.

    4.4.2 The lucky draw will be conducted electronically within forty-five (45) days after the Promotion , or on such other date as determined by Baiduri Finance.

    4.4.3 Three (3) winners will be randomly selected and awarded the following prizes:

    Tier

    No. of winners

    Prize details

    First prize
    One (1)

    BND3,500 worth of vouchers

    Second prize
    One (1)

    BND2,500 worth of vouchers

    Third prize
    One (1)

    BND1,500 worth of vouchers


    4.4.4 Winners may select one (1) voucher from each category listed below, subject to availability at the time of selection.

    Category

    Merchant

    Travel

    1. Freme Travel Services
    2. Pan Bright Travel Service
    3. Straits Central Agencies (SCA)

    Car Detailing & Servicing

    1. OCD BN (Obsessive Car Detailing Brunei)
    2. Prime Detailing
    3. Pro Autocare
    4. RY Car Body Repair & Painting Enterprise
    5. Haru Detailing
    6. KM Car Detailing Centre
    7. Tyretech Enterprise

    Shopping

    1. Hua Ho Department Store
    2. Supa Save Supermarket
    3. First Emporium & Supermarket

    Household & Electronics

    1. Intracorp
    2. Netcom Computer House
    3. AV Electronics
    4. Thomson Furniture

    Restaurants

    1. Kaizen Sushi
    2. Excapade Sushi
    3. Tandoor.com Restaurant
    4. Vanda Chinese Restaurant


    The total value of vouchers selected shall not exceed the prize value applicable to the relevant prize tier.

    Tier

    Value

    Travel

    Car Detailing & Servicing

    Shopping

    Household & Electronics

    Restaurant

    First prize

    BND3,500

    BND2,000

    BND300

    BND700

    BND300

    BND200

    Second prize

    BND2,500

    BND1,300

    BND300

    BND600

    BND200

    BND100

    Third prize

    BND1,500

    BND800

    BND300

    BND300

    Not applicable

    BND100


    4.4.5 Winners will be contacted via their registered phone number(s) (as provided in their Hire Purchase application and as reflected in Baiduri Finance’s records) within forty-five (45) days after the end of the Promotion Period to attend a prize presentation event. Baiduri Finance reserves the right to draw reserve winners in the event of disqualification, non-response within the prescribed timeframe, or where a winner is found to be ineligible.

    4.4.6 Prizes must be collected in person or by an authorised representative. An authorised representative must present a valid authorisation letter, a copy of the winner’s identity card, and their own original identity card at the time of collection.

    4.5 Vouchers

    4.5.1 All vouchers are subject to the respective merchant’s terms and conditions.

    4.5.2 Vouchers are not transferable, exchangeable, refundable, or redeemable for cash, credit, goods, services, or other benefits, in whole or in part.

    4.5.3 Baiduri Finance makes no representation or warranty regarding the quality, merchantability, suitability, or fitness for purpose of any goods or services redeemed using the vouchers. Any disputes shall be resolved directly between the customer and the merchant.

    5. General

    5.1 Baiduri Finance reserves the right to determine all matters arising out of or in connection with the Promotion, and Baiduri Finance’s decision shall be final and conclusive.

    5.2 By participating in the Promotion, customers consent to the collection, use, and disclosure of their personal data by Baiduri Finance and relevant third parties for the purpose of administering the Campaign, in accordance with the Group Privacy Policy. Customers confirm that they have read and agreed to be bound by the Group Privacy Policy, as may be amended from time to time. A copy of the policy is available at www.baiduri.com.

    5.3 In the event of any inconsistency between these Terms and Conditions and any promotional materials, these Terms and Conditions shall prevail.

    5.4 These Terms and Conditions shall be governed by and construed in accordance with the laws of Brunei Darussalam.
DON’T HAVE A BAIDURI CREDIT OR DEBIT CARD YET?
Get in touch
Contact our customer support team if you have any further questions. We are here to help you.

Subscribe to our newsletter

* indicates required
I am interested in
Baiduri Bank © 2026 All rights reserved.
You are about to enter a third party website & Baiduri Bank Group's privacy policy will cease to apply.
Baiduri Bank Group makes no warranties as to the status of this link or information contained in the website you are about to access.

Do you wish to proceed?
Click to login to our user-friendly online banking sites.
Please select one of the below

Important update
19 September 2023

We would like to inform you that with effect from 31 October 2023, Business i-Banking service will no longer be operational, and this will be replaced with our new Baiduri b.Digital Business service.

If your company has not transitioned to b.Digital Business, please ensure that every existing user provides the following by 8 October 2023 through the Business i-Banking Inbox:
  • User’s full name
  • User’s valid Identification Card (IC) or Passport
  • User’s mobile number
  • User's company assigned email address (General company email is not accepted e.g., [email protected])

Alternatively, you can complete the b.Digital Business Amendment Form and submit the form(s) directly to Baiduri Digital Hub, Ground Level, Baiduri Bank Headquarters.

Every user will receive a notification email at their registered email address, once they have been migrated and activated on the b.Digital Business service.

Companies who have not moved to b.Digital Business after 31 October 2023 can re-apply as a new subscriber to the b.Digital Business service. This will require additional documentations to be submitted as part of the application. Refer “Required Documents” here.

Important notice: Our Business i-Banking service will be deactivated soon. To ensure continued access and a smooth transition to the new Baiduri b.Digital Business, please provide your full name, IC, email address and mobile number via Business i-Banking Inbox. If we do not receive updated details from all authorised users, your company will not be migrated to the new platform and a fresh application will be required. For assistance, contact us at [email protected] or call 2268 637/8/9 during business hours. Thank you for your cooperation.

To strengthen our online security measures, effective 8 January 2024, we will introduce the cooling period feature on our Baiduri b.Digital Personal web and mobile app to prevent unauthorised access.

Click here for more information.

Ooops!
Generic Popup2