HP Care Motor Insurance and Road Tax Renewal Assistance
Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance is an all-in-one plan designed by Baiduri Finance Berhad to assist new and existing hirers with the renewal of their motor insurance and road tax where the hirer may choose any of the appointed insurance providers registered under Baiduri Finance Berhad for the renewal. Baiduri Finance Berhad does not conduct any insurance, road tax or underwriting business. The hirer understands that the request for Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance shall be subject to the approval of Baiduri Finance Berhad at its sole discretion and the hirer agrees to be bound by the following terms and conditions governing the application for Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance.

Baiduri Finance Berhad may at its sole discretion reject the request for Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance in the event that any of the following occurs:

• The hire purchase account is closed or invalid.
• The vehicle associated with the hire purchase account is deemed a total loss by the insurance company.

Payment
The motor insurance and road tax renewal cost will be charged to the hirer’s hire purchase account and the hirer shall settle the renewal cost, within fourteen (14) calendar days after receipt of confirmation via Short Message Service (SMS) on the renewal from Baiduri Finance Berhad to the hirer's registered mobile number. Payment can be made through any of Baiduri Finance Berhad's available payment options which can be found in the Baiduri Finance Berhad Hire Purchase Agreement.

If the renewal cost is not paid within the specified time frame, Baiduri Finance Berhad shall be entitled, at its sole discretion to deduct the renewal cost from the hirer's next payment made towards the hire purchase monthly instalment before deducting the said monthly instalment. The hirer will ensure that the hirer's hire purchase account is sufficiently funded to service the payment of the monthly instalment as failure to do so may incur late charges in accordance to the terms of the Baiduri Finance Berhad Hire Purchase Agreement.

In the event that the hirer wishes to cancel the Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance application after the renewal cost is charged to the hirer's hire purchase account, the renewal cost will not be withdrawn and the hirer shall settle the renewal cost within the specified time frame.

Delivery
The delivery of the renewed insurance policies and road tax stickers is subject to Land Transport Department and Post Office turnaround times.

Change
Should the hirer wish to request for changes in the quoted insurance amount, or to update their correspondence address, or contact information, the hirer shall contact Baiduri Finance Berhad either by:

• visiting Baiduri Finance Berhad HP Care counter at units 16/17, Ground Floor, Sumbangsih Bahagia, Kompleks Perindustrian Beribi Gadong, BE1118 or
• calling Baiduri Finance Helpdesk at 2449666 ext 3, on same day of request.

Privacy Policy
Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance is subject to Baiduri Bank Group Privacy Policy (“Privacy Policy”). The hirer hereby consents to the collection, use, disclosure, and processing of his/her personal data by Baiduri Finance Berhad in accordance with the Privacy Policy available at www.baiduri.com or upon request. The Privacy Policy, as may be amended, supplemented and/or substituted from time to time, is incorporated by reference into and forms part of these terms and conditions and shall apply to the hirer’s personal data provided to Baiduri Finance Berhad or that Baiduri Finance Berhad has obtained from any other sources or that arises from the hirer’s relationship with Baiduri Finance Berhad.

Indemnity
Baiduri Finance Berhad shall be indemnified on demand by the hirer in respect of any actions, claims, costs, damages, demands, expenses, losses, and liabilities made against, suffered, or incurred by Baiduri Finance Berhad arising directly or indirectly from or in connection with the failure of the hirer to comply with the provisions of these terms and conditions.

Variation to Baiduri Finance Berhad HP Care Motor Insurance and Road Tax Renewal Assistance Terms and Conditions
Baiduri Finance Berhad may amend, add to, or delete any provision of these terms and conditions from time to time by giving at least thirty (30) days’ notice of any such changes prior to the effective date of such changes. Notice of such changes may be given in writing and the hirer is deemed to have accepted such changes from the effective date.