You can be sure that your funds are secure and earning you competitive tiered interest, which grows with your balance.

Baiduri Finance Multi-Tier Savings Account
Average Monthly Balance Interest Rates *
Tier 1 BND100 or less 0.15% p.a.
Tier 2 BND100.01 to BND500 0.175% p.a.
Tier 3 BND500.01 to BND5,000 0.20% p.a.
Tier 4 BND5,000.01 to BND10,000 0.25% p.a.
Tier 5 BND10,000.01 to BND20,000 0.30% p.a.
Tier 6 BND20,000.01 to BND100,000 0.33% p.a.
Tier 7 BND100,000.01 to BND250,000 0.35% p.a.
Tier 8 Above BND250,000.01 0.375% p.a.
*With effect from 1st August 2020 and subject to change.
*Terms and conditions apply


  1. Minimum opening balance of BND100
  2. Complimentary Visa payWave or Unionpay Debit Card
  3. Access to a range of banking services including Personal i-Banking and ATM/CDM
  4. Interest is calculated daily and credited to your account every month


  • Brunei citizen, permanent residents and foreigners with valid employment pass or contract
  • Minimum age of 12 years
  • Consent from parent or guardian is required for applicants below 12 years of age


  • Valid Identity Card or Passport (for individual or joint accounts)
  • For applicants below 12 years of age, Identity Card or Passport of parent or guardian and applicant’s birth certificate are required

*Terms and conditions apply


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