Our Vision And Mission

VISION
To be the leading banking and financial group in Brunei Darussalam

MISSION
As a truly local entity in Brunei Darussalam, the Group is committed to provide innovative and comprehensive financial products and services to the Bruneian community.
 
 
 
The Beginning
Established in 1994, Baiduri Bank is a member of Baiduri Bank Group, one of the largest providers of financial products and services in Brunei Darussalam.
 
Shareholders
The Bank’s shareholders are Baiduri Holdings, Darussalam Assets and BNP Paribas.
 
World Class Local
With a strong combination of local commitment and global expertise, the Group is acknowledged as one of the leading banks in the country with a track record of financial innovations and pioneering activities.
 
Subsidiaries
Baiduri Finance, a wholly-owned subsidiary of Baiduri Bank came into existence in 1996 and is now the country�s leading automobile finance company. Baiduri Capital, another wholly-owned subsidiary started operations in June 2015 offering securities trading services via their online trading platform. It now allows access to international stock markets comprising SGX, HKEx, BURSA Malaysia, China A-shares as well as the NASDAQ, NYSE and NYSE MKT LLC (AMEX).
 
Widest Choice of Financial Products
Baiduri Bank Group�s core businesses include banking services to institutions or corporations, retail banking, consumer financing, securities trading and wealth management. The Bank�s Corporate Banking Division provides customized financing solutions to businesses. The Business Banking Unit was set up in April 2015 to complement Corporate Banking Division providing specialized services to businesses such as card merchant services for retailers, setting up Baiduri Internet Gateway System (BIGS) and MerchantSuite, Business i-Banking as well as offering SME financing.
 
Multiple Service Delivery Channels
Baiduri Bank�s branch network consists of 13 branches, a finance arm with two branches and 32 ATM locations, making it readily accessible to customers. The Bank also offers an enhanced internet banking service with two versions � for business and personal use. Baiduri�s Personal i-Banking is also available in mobile app version known as Baiduri Mobile Banking.
 
Awards and Accolades

In 2017, Baiduri Bank Group received four international banking awards. The Group was recognised by Global Finance as the �World�s Best Bank 2017 for Brunei� and the �Domestic Retail Bank of the Year for Brunei 2017� for the fifth consecutive year by the Asian Banking & Finance magazine. Baiduri Bank Group was also recognised by World Finance as the �Best Banking Group for Brunei 2017� for the ninth consecutive year and as �Bank of the Year 2017 for Brunei� by The Banker for the twelfth year.

Other recent awards include the �Bank of the Year 2016 for Brunei� from The Banker magazine for the eleventh time; the �Best Banking Group for Brunei 2016� from World Finance; the �Domestic Retail Bank of the Year for Brunei 2016� year by The Asian Banking and Finance magazine while Global Finance named Baiduri Bank the �World�s Best Emerging Markets Bank in Asia-Pacific 2016 for Brunei�.

 
Leadership and Innovation
Renowned for its strength, commitment and innovation in the Brunei market, Baiduri Bank has many �firsts� to its name. Among some of the firsts are:
  • The first to offer in-store and in-mall banking seven days a week.
  • The first to launch the internationally accepted Visa electron debit card, MasterCard electronic CashCard and Visa payWave.
  • The first to receive PCI-DSS Certification for card payment systems and processes.
  • The first and only bank to provide money remittance facilities under the Western Union Agency.
  • The first and only bank to introduce multi-currency ATM dispensing US dollars, Singapore dollars and Brunei dollars.
  • The first bank to offer online securities trading through its subsidiary, Baiduri Capital.
 
International Operating Standards
Baiduri Bank�s wholly-owned subsidiary, Baiduri Finance is certified to ISO9001, the seal of quality management system. To date, Baiduri Finance remains the only organization among finance companies in Brunei to have achieved this internationally recognized certification.
 
Corporate Social Responsibility
As good corporate citizens, the Baiduri Bank Group is committed to helping community development. Among others, the Group regularly provides financial support for child development programmes in the country. The annual Baiduri Masters charity golf event is a fundraising initiative in support of these organizations. Included in Baiduri Bank Group�s CSR calendar is a Local Business Development programme in partnership with Asia Inc Forum which aims to nurture Brunei SMEs.
 
Financial Strength
With total assets in the Group amounting to BND4 billion in 2016, Baiduri Bank Group is ranked amongst the top banking groups in Brunei. In April 2014, Baiduri Bank became the first bank in Brunei to be rated by an international rating agency, Standard and Poor�s. In August 2017, Baiduri Bank�s rating was upgraded to �BBB+/A-2� with Stable Outlook.
 
Annual Reports
 
Annual Report 2016 (English Version)    
   
   
Annual Report 2015 (Malay Version)   Annual Report 2015 (English Version)
 
 
 
Financial Statements
 
Baiduri Bank Berhad   Baiduri Finance Berhad
 
 
 
Baiduri Bank Berhad - Audited Financial Statements 2016
 
 
 
 
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