Free your mind from the stress of managing multiple loans by consolidating all your outstanding balances into a single loan with Baiduri Bank. Now you only need to make one monthly repayment and gain potential interest savings over the repayment period.


  • Effective Interest Rate of 7.50% p.a.*
  • Maximum loan period of up to 10 years*
  • Easy application process
  • Fast approval


  • Valid Identity Card
  • Latest salary slip
  • Last 3 months account statements (if assignment of salary is with another bank)
  • Details and balance of loan to be consolidated


  • Employees of Brunei Government, Semi-Government and private sector companies accepted by the Bank
  • Existing Total Debt Service Ratio must exceed 60%
  • Only financing facilities that were granted before 8 June 2015 and under the name of the Applicant are allowed to be consolidated
  • The final entitlement shall be subject to Baiduri Bank’s internal credit policies and assessment

*Terms and conditions apply

For more information, visit your nearest Baiduri Bank branch or call 244 9666.

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